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Would really like to see someone take the idea of publishing APIs beyond the simple availability step to speak to how the publisher will make money.  Sure, publishing APIs to a retail bank's website will remove the need for screen scraping by data aggregators, but what does that do for the bank holding the account?  What new "hybrid" products can banks offer that leverage each other's APIs?  Seems to me that w/o thought about new revenue, simply adding another layer to the technology stack simply adds another layer of code to be maintained.  Now, if you put the APIs in the context of a software refresh, revising the way in which the bank manages / maintains / integrates its own software, there might be something.

This story would seem to be news only because it has taken the UK so long to "get it done".  As to needing Qr Codes to deposit checks, really?  US retail banks have been allowing that via simple check photos for a couple of years without requiring information beyond what's already standard on US checks.  And the UK is supposed to be a hotbed of FinTech development, really?