Latest opinions that Naina Rajgopalan has shared on Finextra

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Naina Rajgopalan

Content Head

Freo

Member since

30 May 2023

Location

Bangalore

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Naina's opinions

A Financial Planner’s Guide to Choosing the Right Health Cover

In the uncertain world today, financial planning goes far beyond savings and investments. One of the most essential elements that any good financial plan needs to incorporate is proper health cover. Increasing medical expenses, a host of lifestyle ailments, and unpredictable medical emergencies have made the proper choice of health cover imperativ...

8 hours FintechInsuranceMatters

Why Insurtech Is Making Term Insurance More Affordable Than Ever

The insurance sector, which was seen as overly complex, is undergoing transformations. With the rise of Insurtech (insurance technology), buying an affordable term insurance policy has never been faster, easier, or more cost-effective. What was laboriously time-consuming and paper-based is now digitalised, transparent, and customer-centric. Let's ...

9 hours Digital Insurance Trends

How ₹10 Lakh Health Insurance Policies Are Becoming a Fintech Favourite in India

The last two years have seen a noticeable change in India's fintech space, not just how individuals manage money, but even how they think about health insurance. A secondary consideration earlier, has become a norm in financial planning today, and the game-changer is the ₹10 lakh cover for health insurance. It's not a figure; it's a workable solut...

13 July 2025 FintechInsuranceMatters

Top Features to Look for in a ₹2 Crore Term Insurance Plan in 2025

As financial responsibilities grow, so does the need for comprehensive life cover. With increasing inflation, rising costs of living, and long-term commitments such as home loans and children's education, life insurance becomes essential. A ₹2 crore term insurance policy, which was previously deemed to be luxury, is now an essential choice for tho...

13 July 2025 Digital Insurance Trends

How Crypto Loans Are Revolutionizing Access to Capital

In a world where access to capital defines opportunity, a new type of financial tool is rapidly gaining ground —crypto loans. Quietly but steadily, they’re redefining how individuals and businesses access funding, bypassing traditional banks entirely. Why Borrow Against Crypto in the First Place? Owning crypto is no longer just a speculative

04 July 2025 /crypto /markets

Health Insurance and Tax Benefit: Understanding Section 80D in India

Having a health insurance policy provides a safety net for you and your family members. In addition to providing financial security, a health insurance policy can also help you save on taxes. To motivate people to buy health insurance policies, the Indian government has introduced tax benefits on health insurance under Section 80D. The section all...

01 July 2025 /people /inclusion

How UPI and Digital Payments Are Powering Eco-Tourism and Offbeat Travel in India

In a country where cash once reigned supreme, India’s digital payment revolution is quietly transforming the way people experience travel, especially in its most remote and untouched corners. From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for trave...

30 June 2025 /payments

Why Health Insurance Is Your Smartest Financial Move

Alright, let's chat about something super important for your money, something many of us just see as a "have to have" but is actually a "must have" for smart financial living. We're talking about health insurance. Now, I know what you might be thinking: "Health insurance? That's just for when I get sick, right?" And ye...

30 June 2025 Digital Insurance Trends

Health Insurance vs. Medical Emergency Fund: What’s Better?

When it comes to managing unexpected medical expenses, many people in India often find themselves torn between two options — buying health insurance or building a medical emergency fund. Both serve the same purpose: protecting you and your family from financial shocks due to sudden illnesses or accidents. But which one makes more sense for you? Sh...

28 June 2025

Evaluate Term Insurance Plans for Smart Life Protection

In today’s fast-paced and uncertain world, financial planning is no longer a luxury—it's a necessity. One of the smartest ways to ensure your family stays financially secure in your absence is by investing in a term insurance plan. With affordable premiums and large coverage amounts, term insurance offers peace of mind and stability. However, choo...

26 June 2025 Digital Insurance Trends

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