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Ambrish Parmar

Digital Leader, Strategist,

Thought leader and Start-up Advisor

Member since

15 Jun 2018

Location

London

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Ambrish's opinions

Addressing customer vulnerability: When Banking goes digital

Time to read: 5 minutes to gain a different perspective 'The true measure of any society can be found in how it treats its most vulnerable members.' – Mohandas Karamchand Gandhi Reflections… I found myself in a High Street branch of a bank, and I was partially drawn to a conversation/transaction between an elderly couple and the bank cashier. It a...

05 December 2018 /retail /inclusion Banking Strategy, Digital and Transformation

250,000 reasons to say thank you

Dear community members, 250,000 reasons to say thank you. The Banking Strategy, Digital and Transformation community group has passed the 250,000 readership mark within 3 months. ~ 50 posts // over 250,000 views, global participation covering subjects such as Open Banking, Banking Strategy, Digital Transformation, Customer Experience, Branch Strate...

12 October 2018 /retail Banking Strategy, Digital and Transformation

Open Banking - Human Insights

Time to read: 5 minutes to gain a different perspective // Open Banking: A Rebel Without a Cause? // There is a heretic in our midst… : : Is Open Banking trying to address a problem that does not exist? : : In some quarters, Open Banking is a revolution, the start of an age in which consumers have control and choice, and one where the underdog (‘...

02 October 2018 /retail Banking Strategy, Digital and Transformation

Financial inclusion and Open Banking - epic fail?

Time to read: 5 minutes to gain a different perspective. We are the lucky ones … : : The school holidays are over…disappointment and relief are felt in equal measure. It’s time to reassess finances and establish the damage caused by constant trips to the local supermarket, day excursions to theme parks and, of course, the school uniform bulk buy. ...

11 September 2018 /inclusion Banking Strategy, Digital and Transformation

Are you a mortgage prisoner?

5 minutes to gain a different perspective. Are you happy with your mortgage deal? Probably not. I wasn’t either — until the other day. Imagine the scene… It went like this. I was sitting on a train with my tablet, musing on the injustices of life, and I decided to finally take action. So I logged on to a comparison site and had a look ...

29 June 2018 /retail Digital Banking, Mortgages and Savings

Digital Designs: Business Anthropology Anyone?

Time to read: 5 minutes to gain a different perspective During a recent design session, I was met with silence and bewilderment when I recommended that the problem statement that we were facing may benefit from the insights that business anthropology could provide. Business anthropology!!! What eschewed was a healthy discussion regarding the rise,...

21 June 2018 /retail Digital Banking, Mortgages and Savings

Banking 2025 - Digital or Red Telephone Box?

Time to read: 5 minutes for a different prespective It is 2025, the mainstream proliferation of Artificial Intelligence (‘AI’), Internet of Things (‘IoT’), Robotics and Virtual Reality (‘VR’) is complete. High street bank branches have been confined to history, and have been replaced by hairdressers, nail bars and pet stores. Bizarrely, whilst we ...

20 June 2018 /retail Banking Strategy, Digital and Transformation

How prepared are you for the 4th Industrial Revolution? - Banking

By Ambrish Parmar : Time to read: 5 minutes to gain a different prespective “You cannot wait until a house burns down to buy fire insurance on it. We cannot wait until there are massive dislocations in our society to prepare for the Fourth Industrial Revolution.” Robert J. Shiller, 2013 Nobel laureate in economics, Professor of Economics, Yale Uni...

20 June 2018 /retail Banking Strategy, Digital and Transformation

Keeping Up vs. Keeping Ahead: Banking Strategy

Time to read: 5 minutes to gain a different prespective A decade after the financial crisis the banking landscape has altered dramatically. There are now signs of real recovery following a period of intense competition, significant digital disruption and an unprecedented wave of regulation and conduct risk sanctions. Institutions are returning pro...

20 June 2018 /retail Banking Strategy, Digital and Transformation

Machine learning - Ethics Rights and Conduct

Time to read: 5 minutes The rise of the algorithm | governed by the algorithm Last week the UK Regulators’ (FSA and PRA) jointly issued a significant individual penalty and organisational special requirements sanction against a UK universal bank for conduct violations*. Having occupied senior leadership roles on a number of UK conduct risk/past bu...

20 June 2018 /ai /retail Banking Strategy, Digital and Transformation

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Ambrish Parmar

Ambrish's opinions

Addressing customer vulnerability: When Banking goes digital

250,000 reasons to say thank you

Open Banking - Human Insights

Financial inclusion and Open Banking - epic fail?

Are you a mortgage prisoner?

Digital Designs: Business Anthropology Anyone?

Banking 2025 - Digital or Red Telephone Box?

How prepared are you for the 4th Industrial Revolution? - Banking

Keeping Up vs. Keeping Ahead: Banking Strategy

Machine learning - Ethics Rights and Conduct

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