Latest opinions that Austin Talley has shared on Finextra

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Austin Talley

Founder and CEO

Everyware

Member since

18 Mar 2021

Location

Austin, Tx

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Austin's opinions

The Future of Buy Now Pay Later (BNPL) is in the Palm of Our Hands

Buy Now Pay Later (BNPL) is rapidly becoming the preferred way for millions of customers to shop. In fact, more than 111 million consumers across the U.S. would be interested in using BNPL to purchase high-value services (Source: PYMNTS). Given the ability to space out payments enables many to better manage their expenses – especially those living...

21 December 2021 /payments /predictions

Three Mantras Every Fintech Entrepreneur Should Follow

“Always be yourself, unless you can be a unicorn. Then always be a unicorn.” Jaime Murray Fintech entrepreneurs face many challenges, even from the start of their budding businesses. The term “fintech” can be traced back to the early 1990s but its gained popularity in the last decade as regulators, consumers and investors join the party. The fai...

02 November 2021 /startups Fintech innovation and startups

Using Your Phone Number to Make Payments Is the Future with Tokenization and ISV Integration

Recently there has been a wave of Business to Consumer (B2C) text messaging adoption. Text messaging is becoming the customer engagement and customer service tool of choice. Consumers are more inclined to read and reply to a text message than to pick up the phone or answer an email. B2C messaging has never been more important or relevant. Combine ...

01 September 2021 /payments /predictions

Giving to Your Favorite Organization is Easy: All it Takes is a Simple Text

Today’s supporters are just a text away – and a text is the easiest way to give to the organizations they love. Texting to give is a fast and simple way to donate or show support, plus it’s the preferred form of communication – 90% of text messages are read within three minutes (Forbes). Organizations seeking those financial reinforcements from su...

12 July 2021 /payments

As Travel Picks Up Again, Safe Ways to Pay and Communicate Are Top of Mind

Travel is coming back in a big way as restrictions are lifted and people are able to scratch that wanderlust itch. American Airlines expects 47 of its top 50 corporate accounts to start traveling again this year in a promising sign for business travel (Wall Street Journal), and Hilton's CEO said that Saturday night of Memorial Day weekend was the ...

30 June 2021 /payments /predictions

Is your Business Ready for Text Message Payments? Keep in Mind these 3 Security Considerations

When it comes to making important decisions that streamline the services you provide to customers, security is often the first measure that requires special attention. Text messaging as a communications and payment solution is rapidly being adopted across every industry – from restaurants and pharmacies to nonprofits, utility providers and beyond ...

27 April 2021 /security /regulation

Commercial Banking and Fintechs: 3 Reasons They’re Better Off Best Friends Instead of Foes

The way we bank began shifting long ago and commercial banking is now being confronted with similar challenges as corporate clients expect online/mobile banking, touchless processing and overall improved efficiency. Fintechs, offering the power of automation paired with payment processing capabilities and gateways to swiftly bring new products and...

23 March 2021 /wholesale /predictions