Latest opinions that Bo Harald has shared on Finextra

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Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Member since

04 Nov 2008

Location

Helsinki Region

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Bo's opinions

Far more important than SEPA

E-invoicing is by all measures far more important than SEPA (a claim I have been making since the first SEPA-discussions). Far more important for: - productivity in EU enterprises - cost savings in the public sector - CO2 reduction - and above all as the next milestone in building the Single Market Allmost all invoices in EU are digitally born – bu...

28 April 2010 /payments Innovation in Financial Services

If you want to go fast - go alone - if far go together

On the way back from a big and very successful EU-conference on e-Invoicing in Madrid. What did become clear – again - was that migration to e-invoicing will not happen without large scale collaboration. This goes for areas like legal deregulation, standardization, network building. Bur above all in spreading the message of how much can be gained i...

28 April 2010 /payments Innovation in Financial Services

Webstreaming most important e-invoicing event of the year

Website with update programme on the conference, including link to webstreaming: http://ec.europa.eu/enterprise/newsroom/cf/itemshortdetail.cfm?item_id=4005&lang=en With regard to webstreamig: The Conference can be followed via web-stream on http://www.mityc.es/canalmityc/directo.aspx (please note the link will be functioning as of April 27t...

25 April 2010 /payments Innovation in Financial Services

Important meetings

In Madrid and in Paris My message in short: 1. the point is not dematerialization of transporting invoices – it is the automation of all administrative processes that is enabled 2. it is possible to cut the cost of administrative burden – especially for SMEs – sooner with strong will both from their side and from regulators. 3. without banks ...

22 April 2010 /payments Innovation in Financial Services

Return to Sender: E-invoicing is Paying Off in the Nordics

Johanna Andersen from Nordea Bank wrote this landmark article. Return to sender is the obvious thing to do for receivers of paper or PDF invoices - as soon as the service providers - also the banks - have come up with the 0-investment and 0-ITskill-needed portal for SMEs.

19 April 2010 /payments Innovation in Financial Services

What is your country doing?

From Bruno Koch’s newsletter: “3. EU Council agrees on draft Directive regarding E-Invoicing requirements It is the objective of the European Ministers of Finance (ECOFIN) to harmonize and simplify the European VAT invoicing rules. On March 16, 2010 they agreed on draft Directive amendments. If the European Parliament approves the proposed change (...

16 April 2010 /payments Innovation in Financial Services

Where do innovations come from?

Where do digital innovations come from? From investing in research? From investing in infrastructure? From investing in education? From investing in enterprises? Or from investing in speeding up adoption of existing digital services? I believe that all are important - but the most important is the adoption of the existing - because a fast adoption ...

01 April 2010 /payments Innovation in Financial Services

All of Europe moving to equal treatment

The EU-commission proposal to simplify and unify - and thus speed up -migration to electronic invoicing – especially for SMEs – has now gained EU-wide support. A key element in the new VAT directive is equal treatment of paper and e-invoices. This developement has been in high demand from enterprises and is naturally especially gratifying for the 3...

01 April 2010 /payments Innovation in Financial Services

significant change in trade patterns

Case for TSU and integrated e-invoicing, supplier finance, automated factoring and more

23 March 2010

einfach, effizient, sicher..

Elektronische Rechnungsabwicklung – einfach, effizient, sicher Thorough report for the most important market - with a 54bn€ savings potential according to Deutsche Bank Research. http://www.ecommerce-ostbayern.de/download/ERechnung/teil1/Rahmenbedingungen_und_Marktueberblick.pdf

22 March 2010 /payments Innovation in Financial Services

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