Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,406
Expert opinions
42,304
Total members
290
New members (last 30 days)
178
New opinions (last 30 days)
29,114
Total comments
Join Sign in
Follow Unfollow

Bo Harald

Chairman/Founding member, board member
Trust Infra for Real Time Economy Prgrm & MyData,
Member since
04 Nov 2008
Location
Helsinki Region
Followers
18
Following
0
Opinions
533
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow
View Bo Harald's full profile

Bo's opinions

clear
Bo Harald

Analysing half a million page views

Got a message that I have now written 228 blogs - with 532.835 page views. On average 2.336 each - highest being 8.305 and lowest 897. 166 posts (73% of all) have been viewed over 2.000 and 38 over 3.000. What is interesting is that old posts are still being red on a rather steady pace - so that 25% in the 2.000+ cathegory were written in 200...

21 November 2011 Whatever...

Bo Harald

It is not about procurement

E-invoicing has been around in large enterprises for ages. As it started in EDIFACT environment it was natural to go deep into point-to-point integration in all aspects of procurement processes. This approach was then also natural in the EBXML process – and of course it is still important and should be supported. The SME-sector does not have procu...

14 November 2011 /payments Innovation in Financial Services

Bo Harald

EBA on e-invoicing

https://www.ebaportal.eu/link.aspx?PageGuid=388a67b9-584e-4c96-8c76-0aa3fe341dbc

10 November 2011 /payments Innovation in Financial Services

Bo Harald

e-government checklist - expanded

A lot of strategy papers have been written and inititiaves launched to further e-government. The topic is important - for enterprises competitiveness and tax payers. But too often these programs tend to become lengthy letters to Santa Claus - thus not having the needed focus on what is really important and also isolating public sector services and ...

08 November 2011 /payments Innovation in Financial Services

Bo Harald

Progressive Kazakhstan - how about your country?

Kazakhstan is moving to e-invoicing with the help of the needed deadline for paper: http://bx.businessweek.com/e-invoicing/view?url=http%3A%2F%2Fwww.sharedserviceslink.com%2Ffile%2F93958%2Fe-invoicing-in-kazakhstan-from-2012.html The progressive club with public sector deadlines now include 11 countries (in some sort of chronological order of annou...

08 November 2011 /payments Innovation in Financial Services

Bo Harald

When will your country become e-id-progressive?

Canada joining the self-evident model - reuse what citizens already are used to, is secure and saves tons of tax payers money. https://www.finextra.com/news/fullstory.aspx?newsitemid=23132 When will your country join? If not soon - why not? Miserable public isolation: https://www.finextra.com/blogs/fullblog.aspx?blogid=5932 and earlier post: https...

07 November 2011 /payments Innovation in Financial Services

Bo Harald

The high cost of cash

We have elected and pay for decision makers and regulators. Sometimes I get the impression that they try to govern as little as possible in important areas and overcompensate with irritating nitty-gritty. An area where actions certainly is needing is in the fight against cash usage - at least for the following reasons: 1. Cash is expensive - accor...

06 November 2011 /payments

Bo Harald

Miserable public isolation - who is holding back?

Who is holding back - governments or banks? Needed for accelerating citizens' use of government e-services: 1. That the public sector realizes that it is not the only service citizens use - and in fact one of the most infrequently used and then 2. allows and encourages citizens to use the so frequently used familiar and secure e-banking log-in-id a...

13 October 2011 /security Innovation in Financial Services

Bo Harald

Reflections on blogs and blogs

I got the half a million pageview message and looked into what I wrote in early 2010: " "I have been writing blogs for about 3 years and it is helping me to get some messages and information out to partners, customers, students, researchers and others who share the networked economy passion. About a year ago I was invited by finextra to ...

11 October 2011 /payments Innovation in Financial Services

Bo Harald

Everybody should have the right to a bank account

The right - and the obligation to open one (fees are normally not high). No salary should be paid in cash - and social benefits only to accounts. How much could be saved - and how much crime avoided. In the past banks did turn down customers who were considered risky and being unprofitable. With direct debit cards and automation the risks and costs...

09 October 2011 /payments Transaction Banking

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7

Bo writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
  • people
  • wealth management
  • retail banking
  • wholesale banking
  • sustainable
  • financial inclusion
  • identity
  • financial crime
  • predictions

Bo's opinion archive

  • 2025 (48)
  • 2024 (31)
  • 2023 (13)
  • 2022 (10)
  • 2020 (6)
  • 2019 (14)
  • 2018 (24)
  • 2017 (15)
  • 2016 (16)
  • 2015 (13)
  • 2014 (17)
  • 2013 (16)
  • 2012 (35)
  • 2011 (70)
  • 2010 (74)
  • 2009 (85)
  • 2008 (10)

Latest groups joined by Bo

  • Electronic invoicing

  • Whatever...

  • Transaction Banking

See all groups joined

Bo reads

  • Networked economy
  • Real Time Economy

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre