Latest opinions that Lyndsay Po has shared on Finextra

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Lyndsay Po

Business Analyst

Misys

Member since

08 Oct 2013

Location

Manila

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Lyndsay 's opinions

In Asia, Branches Are Staying Put

News of branch closures seems to be inevitable as more and more people are turning to other channels for their banking activities resulting in less branch footfall. I've noticed that this type of news mostly comes from Europe and the US. In Asia, branches are still relevant. A report by McKinsey & Company offers three reasons why branches are s...

09 October 2015 /retail

Can Local Banks In Emerging Markets Compete With Global Banks?

The Philippines is preparing for ASEAN integration. Integration will mean (eventually) ASEAN member banks can set up shop here and vice versa. It makes me wonder what best practices they will bring? Will they be a threat to local banks? Large foreign banks have been setting up shop in emerging markets for a number of years – in the Philippines the ...

16 July 2015 /retail

Branch Banking for Emerging Markets

Articles proliferate when banks decide to close branches. Commentators paint a picture of transformation - that the great monoliths of old are embracing the future by tearing up their old brick and mortar footprint and replacing them with branches on wheels (http://www.bbc.com/news/business-26993637), or getting rid of teller counters and replacin...

22 January 2015 /retail

Reimagining the Branch of Tomorrow

Trawling through the mass of articles reporting the closure – or planned closure - of large numbers of bank branches worldwide, you would be forgiven for thinking the end of branch banking was nigh. It is true that digital banking is fundamentally reshaping the way that we transact. However, for much of the world, digital banking is still taking ...

16 June 2014 /retail

Kiosks - A Solution to Queuing in the Branch

Going to a branch is something I try to avoid like a plague. Given I work in branch software, it is a controversial statement – but let me explain… Like many people the world over, most of my banking transactions can be done online. Going into a branch would mean enduring long queues. It can easily take thirty minutes or more just to complete my tr...

18 December 2013 /retail

Banking in a Shipping Container

A branch in a box? What would you do if you had a used shipping container? Weird as it may sound it's actually on my wish list – and my hypothetical container will be converted into a fortified shelter in the event of a doomsday scenario (a story better told in a different forum). Some people have actually converted these containers into housing, ...

19 November 2013 /retail