Latest opinions that Chermaine Hu has shared on Finextra

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Chermaine Hu

CFO & Co-Founder

Episode Six

Member since

07 Jun 2022

Location

Austin, Tx

View Chermaine Hu's full profile

Chermaine's opinions

Banking: Legacy paytech has reached its twilight

Financial institutions (FIs) are facing a critical period. As modern technology advances, the shortcomings of legacy technology will hamper the competitiveness of these established organizations that have been diligently providing financial services for years. It’s a common challenge acknowledged by FIs worldwide, but finding a solution has proven...

16 May 2023 /payments Fintech

Collaboration isn’t new but it is a necessity

Finance Service Institutions (FIs) and fintechs were often seen as complete rivals. Fintech providers disrupted the market looking to compete against traditional FIs for business, resulting in many believing that fintechs would start to eat the big banks' lunch. However, the dynamic between the two has since shifted from competition to collabor...

11 November 2022 /payments Fintech

Transforming Payment Platforms

As customer expectations evolve with the times, so does the way we conduct our payments. The arrival of a new financial ecosystem means that companies we may not have associated before with financial services, are now operating in this space, whether that’s tech, telco, or e-commerce companies. If the traditional financial services institutions (F...

05 August 2022 /payments Fintech

Converging old and new payment methods

As the world continues to transition to a mobile-first and online payments world, several solutions have since entered the market to accelerate this move. From digital wallets to cryptocurrency, payments providers have explored new and innovative ways to engage customer interest and demand. This includes solutions such as Buy now, pay later (BNPL)...

20 July 2022 /payments /crypto Fintech

Futureproofing payments technology

Despite being around since the 20th century, card payments are set to grow at just 4% per year between now and 2030. Why? Because there are new ways to pay. Whether its Buy Now, Pay Later (BNPL) or contactless payments, consumers are finding new preferences for payments and maintaining pace for financial institutions (FIs) is a challenge. Aging S...

30 June 2022 /payments /crypto Fintech