Latest opinions that Jamel Derdour has shared on Finextra

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Jamel Derdour

CMO

Transact365 / Nucleus365

Member since

18 Jun 2021

Location

London

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Jamel's opinions

Payment gateways forge a path to financial flexibility

Alternative finance (alt-fi) has steadily grown as a viable payment method in the e-commerce ecosystem. According to a report from Cambridge Judge Business School, in 2020, online global alt-fi volume amounted to $114 billion. When looking at the market as a whole in 2022, the valuation of alt-fi digital assets reaches $1.05 trillion. Emerging o...

21 November 2022 /payments /markets Payments strategies 2015-2020-2030

How harnessing data has spearheaded the payment industry’s growth

There aren’t many sectors that haven’t benefited from the use of data. In fact, the ability to collect, assess and utilise data has allowed many sectors to flourish over the past decade. The fintech industry - and payments specifically - is a shining example of this. It’s hard to comprehend the scale and pace of the innovation that has taken place...

03 October 2022 /payments /markets Data Management 101

How the FCA and payment services providers can help address financial fraud

September 2022 will be remembered as an era of profound change for the UK. At the beginning of the month, Liz Truss was officially appointed the UK’s prime minister, who is now responsible for leading the country through somewhat precarious economic times. A cabinet reshuffle immediately followed, signifying the beginning of a new government that ...

28 September 2022 /payments /crime Payments strategies 2015-2020-2030

How technology and data can be used to drive merchant performance

The volume and efficiency of cross-border payments have increased considerably over the past decade. Figures from Statista show that, in 2018, $124 trillion US dollars in cross-border payments were made. In 2022, that had risen to $150.7 trillion. Based on these transaction figures, it is projected that the volume of cross-border payments will con...

22 September 2022 /payments /markets Payments strategies 2015-2020-2030

Why higher payment transparency helps merchants reduce risk exposure

Payment gateways have provided unprecedented access to new markets and business scale-up opportunities for their merchant clientele. However, as customer base regions and payment types diversify risk can increase. For merchants that do not have complete control over the financial processes facilitating their business, risk can be more prevalent an...

20 September 2022 /payments /markets 5G Payments Schemes and Strategies 2020 - 2035

From Professional Women's Football to Fintech

Written by Sophie Flynn, co-founder and CFO of Transact365. When it comes to implementing change in any industry or sector, challenging preconceptions about what is deemed ‘normal’ and presenting a fresh, new perspective based on evolving social values is key. This is often easier said than done - throughout history, major historical events like w...

10 August 2022 /payments /inclusion Women in FinTech

Tackling the Gender Imbalance in the Payments Industry

Written by Sophie Flynn, CFO of Transact365. When it comes to gender equality in the workplace, the financial services sector is regularly in the spotlight. Traditionally male-dominated, progress has been made in recent years to ensure women are encouraged to pursue a career in the financial services, backed by private and public initiatives like ...

06 July 2022 /payments /people Women in FinTech

The untapped potential of Chile, Colombia and Peru

The rise of digital payment systems in Latin America (LATAM) is typically dominated by discussions on the region’s largest markets. Brazil and Mexico feature heavily in this discourse, a reflection of the economy’s respective sizes and untapped consumer potential. Yet this is only part of a bigger payments transformation taking place in the region...

15 June 2022 /payments /markets Payments strategies 2015-2020-2030

Leapfrogging payment technologies in Mexico and Brazil

For the majority of the payment industry’s history, innovation has been led by multinational payment organizations. Having established a foothold in advanced economies and setting the groundwork for digital payment processes, these renowned brands are now responsible for the majority of payments facilitated in Western markets. Now, the payments s...

13 June 2022 /payments /markets Payments strategies 2015-2020-2030

Countering fraud in e-commerce in LATAM

E-commerce has revolutionised the way consumers are able to find and purchase goods and services online. In advanced economies, online transactions have become commonplace, with some businesses even phasing out cash payments completely. At the sametime, cash-dependent economies in emerging markets are starting to make the transition to online paym...

30 May 2022 /markets /crime Payments strategies 2015-2020-2030

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