Latest opinions that Paul Christensen has shared on Finextra

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Paul Christensen

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10 Dec 2020

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Paul's opinions

Tackling the Covid Loan Repayments Crisis with New Forms of Financing

2022 is proving to be a tough year for British businesses. Although we have emerged from the clutches of the pandemic, thankfully leaving Covid restrictions behind, the business community now faces an entirely new set of challenges. Inflation has become the word of the day, and is forecast to potentially reach a staggering 15% by the end of the y...

05 September 2022 /payments /wholesale Artificial Intelligence and Financial Services

What Does BNPL Mean for the World of B2B Payments?

It seems ironic that Buy Now Pay Later (BNPL) offerings are considered a touchstone of customer-centricity in today’s highly sophisticated payments sector. In-store credit has been present across B2C payments for as long as people have been buying goods and services. Yet, with a consumer-friendly, app-based interface, BNPL has seemingly sprung fro...

25 November 2021 /payments BNPL

Turning Rhetoric into Reality: How to Build Back Better for Small Businesses

‘Building Back Better’ has become the UK Government’s phrase of the year. There is constant talk of the need to make our post-pandemic society stronger and more sustainable, yet it remains unclear what this so-called ‘better’ future will look like. Discussion surrounding the post-Covid world comes at a time of acute economic strain, with none feeli...

25 October 2021 /payments /sustainable Fintech

It is time for banks and businesses to step up on ESG

Commitment to ‘environmental’, ‘social justice’ and ‘corporate governance’ (ESG) criteria is fast emerging as the touchstone of good practice in the business world. In fact, almost half of FTSE 100 companies have linked executive pay to environment, social or governance targets, as investors’ and stakeholders’ demands for companies to adopt these ...

28 June 2021 /payments /sustainable Fintech

The Government Should Adopt a Digital-Led Approach to Save Britain’s SMEs.

Last year the world moved from paying lip service to digitisation to relying on it. If we are to fully embrace the benefits of digitisation then we need to leverage technology to implement strategic and sustainable change. This starts at the very top. Earlier this year, the UK Government confirmed £800 million in funding for its ‘blue-skies’ Advan...

04 May 2021 /payments /inclusion Fintech

5 things the incoming Small Business Commissioner should consider in the fight against slow payments

Liz Barclay’s appointment as Small Business Commissioner was the latest development that reflected the UK’s longstanding and worsening slow payments crisis. Liz’s new role will see her serve as guardian of invoices owed to SME suppliers, championing their prompt payment against a backdrop of drawn-out payment terms: a problem which has worsened ove...

25 March 2021 /sustainable /inclusion Fintech

Britain Must Accelerate Supplier Payments To Ensure Vaccine Supply Chain

The past year has thrown a myriad of challenges at the UK’s National Health Service, from PPE production to logistics and transport, down to staffing hospitals. The healthcare industry faces the second wave of the pandemic and unclear Brexit terms. Suppliers face mounting financial pressure, and now one of the greatest logistical challenges the UK...

19 January 2021 /payments /covid-19 Artificial Intelligence and Financial Services

Let’s give small businesses the gift of a better year ahead this Christmas

2020 has been a hard year for British businesses, from the UK’s smallest suppliers to its most powerful retailers, none have been infallible to the impact of Coronavirus. Arcadia’s collapse into administration highlights just how precarious the UK’s market is. The demise of Philip Green’s retail empire, and the fire sale of Debenhams, demonstrates

14 December 2020 /payments /startups Artificial Intelligence and Financial Services