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Hi Tolga,

Thank you for sharing your post. I love the term 'Apitalism'. I would add the use of API and leveraging/ exploiting data to derive customer/ colleague and market value will increase in prominence. 

Keep on posting, Ambrish

Great article. If you love this article - I would encourage you to read an article regarding this subject: https://www.finextra.com/blogposting/15479/banking-strategy-and-fintech. Ongoing changes to business models, customer expectations and Technological advancements leveraged in the right way can allow organisations to prosper. Naturally, the converse is also true. Ambrish Parmar / Digital Strategy and Transformation

Hi Amy,

Thank you for posting within this Group. I agree, in the UK - Shadow Banking /lending has grown into a significant force. Technological advancements and alterations to business models will all have an influence upon how banks engage with customers. A great time to innovate.

I would be interested in views of the wider community.

Ambrish

Great post and welcome to the community group. You are spot on in respect to the FinTech Trends. Fraud and moreover its prevention will be a differentiator for the market and customers alike. Ambrish

Hi Melvin

Thank you for interest in the post and your return. Your prespective is welcomed...I would be interested in where you see banking over the next 5 - 10 years ( in particular across the G7). Ambrish