Community

Mortgages are a great example given they attribute almost 50% of the reveniue pool. In this segment most banks will fail to take the lead on this vision as their current business model is predicated on keeping the customer in poverty. It doesnt matter than someone CX guru thinks he or she can dress this anathema in an easy to consume way. The disruptors that are focussed on growth and customer acqusition in contrary way have a very real opportunity to leave those with great colouring in skills well behind 

Another super fast silo?

The PC is dead

Long Live the SunRay, VT100 ....  Scott McNealy will be rolling the Fat Client, Thin Client Pendulum out for another roll before the year end 

Probably about the same time that we all start  wearing flares again too

Albert is a great initiative from CBA and Wincor. Moroku's delighted to be a Panel Developer for the platform. See https://www.piappbank.com.au/AppGrid/appCatalogue.htm  for more 

Bravo

Moroku is a Fintech startup in Sydney. Established in 2012 successive years have delivered export earnings greater than 70% of overall revenues pointing to the need and capaibility to drive international demand given the limited supply of capital and deals locally

Great follow on Simon and love your insight there too

NFC is a ticket to the payments game. The innovation will surely happen around it and will almost certainy leave those behind who dont play.

Scan is cumbersome and yesterday

Embed, move on

Of course you are right. I order for payments to work you need counter party volume and trust The premise that banks and sovereign states will continue to have more of these than digital currencies and other forms of self organising systems is certainly being challenged. Whilst this may be hard to comprehend from the safety of advanced economies, the foundations are certainly being rattled else where as Cyprus, Crimea et al are illuminating

I think that should read $78 Billion on Fees

With half of the planet unbanked or underbanked there is certainly work to be done; work that must be different to the work that has been done to bank the first 50%.

When did the CEO of your bank last ask the "Addressable Market" question and reply to the answer with another question

"Really?"