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On Fraud, do check out the latest release by the FTC on rank order of consumer complaints. ID Theft is right on top. http://www.ftc.gov/opa/2008/02/fraud.shtm

Great listing! I never thought there were so many mobile finance providers.  But what is required now is a GLOBAL platform for mobile payments traversing all these spots. The best thing going for mobile payments is the security factor - SIM card / Chip and the convenience factor - customers can make payments anytime - anywhere.