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Barclays’ press office has been on the phone to make the same point about Pingit, suggesting Zapp’s “first time” claim is off.

I think there’s some confusion here…

Unless we're talking about different things, this card isn’t new – on the Amazon forum there are posts about it dating back to 2009.

Well, heavy metal band Isis has been getting some stick on Facebook but nobody has yet confused Fordham University feminist group In Strength I Stand with the jihadists.

Chris puts his finger on it. TSB has all these branches that it has to keep so what choice does it have but to make a virtue of them?

The other thing that TSB has is customers, millions of them. It's not in the same boat as the upstart examples Brett cites. It's less concerned with attracting new customers than with keeping existing ones happy and it's taken a conservative approach to this, reassuring people who didn't ask to leave the old Lloyds TSB that things aren't changing.

That's why the video focuses on branches and keeping the same login process (which is terrible – they definitely should change it).

That's not to say that I think Brett is wrong – I agree that it would be better if TSB was bolder and actually tried to sell itself to new customers. to try to stand out by being different to the other big high street banks. But I can see why they've gone with safety first. 

Re: "Is it "without taking their phones out of their pockets at the till" or is it "from just one tap on their mobile"?.."

It's both, single tap as you enter the shop.

Speaking of summer reading lists, here's JP Morgan's. Looks about as appealing as MiFID II to me. 

So that's how Clinkle got all that cash...

Billion.

Cheer up, anonymous. 

@Matt: I don't see how the headline is misleading. From April handsets running anything older than Android 4.4 won't be able to make contactless payments from Google Wallet.