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They'll need to pay about $350,000 to $500,000 to get the best of the best.

This should be interesting to follow. I wish her and ANZ much success in changing how banks behave on an interactive real time basis with their customers.

With 43 years of real Fintech experience I predict most will fail since they do not know what the banks know in terms of where is the real money made. And, they will run out of money. Even PayPal and Square are at risk of failure today!

This is a leading edge tokenization program. Check it out.

I enjoyed your article. It was refreshingly funny, definitely not boring. Bring us more comedy in the future!

It is interesting to think about the future and the people that will make a difference. The people working on blockchain in the next 5 years will change the banking business as we know it today. Many will become industry leaders and future CEOs of Fintechs. We need some young people to make the world a better place to conduct banking since a good banking system is core to a safer world. Good luck to all of you.

Anyone have details on what is causing the outages? Technology change? Old technology? Non-optimized investments? Cost controls? People?

I remember when banks spent 1% of their revenues on technology. Times have really changed.

Hopefully, they can realize some economies of scale in the information security domain which is job #1 today.

This makes a lot of sense from a resource perspective. The combined entity will have optimized resources and will get a lot more attention. Plus, they will be able to attract and retain better talent