His doom & gloom predictions whilst Governor of the Bank of England proved to be quite wrong. As a result, I will watch Stripe with interest
22 Feb 2021 10:05 Read comment
In the UK I have never had a nuisance call from Scotland, presumably because they are traceable and the fines are hefty. So cross border calling is the way to avoid fines and blocking
02 Feb 2021 23:52 Read comment
Almost all of the nuisance calls that I receive are from outside the UK, where a fake UK telephone number is shown on the caller ID. The caller's accent is either indian or Philippino. Blocking the number is of no consequence, since the callers change the fake UK number every time.
02 Feb 2021 09:09 Read comment
Presumably organisations and individuals invested in Monzo based upon a business plan which, by the look if it, is unachievable, by a long way. Do those investors have a case against those that approved the business plan and raised the money? Surely those financial institutions and accounting practices that approved the plan are as liable as those that came up with the idea and ran the company?
22 Jan 2021 14:35 Read comment
You need to differentiate between digital banking and mobile banking. You seem to mix and match the two and blur the lines between them. 5G takes mobile banking to a different level, but not neccessarily digital banking. Those people, like me, who do all of their banking on-line through a laptop on a secure home network, do not use mobile banking, but are a digital banking user. I do not trust the security on my mobile phone and do not put banking aps on to it. I do not need a telephone to make a payment. I have credit and debit cards to make them and value the security behind them.
19 Jan 2021 10:14 Read comment
There are just too many neobanks, with very little to differentiate one from another. A significant number of established banks have established successful digital presence to make it difficult for so many neobanks to survive.
07 Jan 2021 23:43 Read comment
I'm unsure that the target demographics will be happy to be known as mass-affluent. It is a poor choice of words and will not attract me.
18 Nov 2020 10:54 Read comment
Hong Kong's lack of independence from China makes it a concern.
09 Nov 2020 08:04 Read comment
I feel sorry for business owners of Chinese heritage or Indian heritage. They are not white caucasian, yet are being excluded from this deal.
23 Oct 2020 10:47 Read comment
What people say and what people actually do are usually very different. Just because 20% of the poeple who answer a survey say that they are thinking about changing banks, in reality very few do. In addition, there is no mention of the size and demographics of the survey. So my vote is paper tiger.
15 Oct 2020 11:38 Read comment
Andrea DonafeeManaging Director at Cash Management Solutions
Ben O'BrienManaging Director at Jaywing
Oliver KrollManaging Director at Scorable (part of the BondIT Global Group)
Matt NeillManaging Director at Beyond
Andrea DunlopManaging Director at Access PaySuite
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