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Great article Eddie. Growing businesses lack time more than anything. Tech solutions that select, organise and present the best payment path foward will win. 

Great to hear experts like Nick Tubb talking about 'process' and 'partnering' as a means to solving for FX volatility for merchants. It's never been more important for small business. 

I am not surprised by this data, even if it is limited. In our experience, we can see the banks are desperate to become more tech driven. Will they build the stuff they are now choosing not to buy or rent? Highly unlikely. 

Good piece Gerard. We also need to continue to develop the financial literacy for SMEs with technology. Too many SMEs are still buying products and services under a simple self-serve, non-advisory model that are not fit for purpose. Cheap financial products are not always good value. 

So good to see some focus on SMEs. As we know, they are the backbone of employment for most economies and they are rapidly becoming the dominant player in real money FX. And they need the most help with FX.