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Like that summary, I'll probably keep it and re use it as a source.

I think white labels are the next thing for crypto. It understands the core: anyone and everyone can access it and start their own exchange.

Thank you for that article, it is very useful I even quote it on my article! 

The important aspect of DeFi is that it is automated finance in real-time and even though regulations hasn't been clearly specified it is important to note that protocols are the rules and the real risk is to not know enough about the DeFi owner because DeFi does everything by itself and fairly. 

This is such a good and details presentation, there is no real side taken just facts presentation, like it. 

Nicely resumed - of course like every new technology pros and cons will rise although NFTs brings a new definition for ownership and once the legal aspect is properly defined by governements NFTs will be propably the best to deal with ownership proof.