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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Hemlata ....

Hemlata .... Cloud Architect at TCS

Can Batch evolution be completely replaced by Real-time in Banking?

Traditionally, Core banking Systems are developed using Mainframe technologies which leverages batch processing for multiple banking operations. Batches were developed due to the manual processes and operating hours of banks were limited. Batch processes are nothing but scheduled processes which executes series of steps at defined time. Traditional...

/retail /cloud

Retired Member

Retired Member 

Creating an intelligent trade finance ecosystem

With the growing demand for a consumer-like personalized interaction in trade workflows, alongside efforts to digitalize the industry, there is an emphasis on the need for ecosystem collaboration in trade finance. Agility and collaboration between banks, fintechs, and other third-party software providers will help drive innovation in meeting custo...

/wholesale

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

The Growth of Real-Time Payments in Emerging Markets

Emerging markets around the globe are experiencing a seismic shift in their payment ecosystems, driven by the rapid adoption of real-time payment systems. These innovative platforms enable instant, secure, and convenient transactions, revolutionising the way businesses (and individuals) exchange funds. As real-time payments gain traction, they are...

/payments /inclusion

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Strategic Value of Code Audits Before Selling or Merging Your Business

In the competitive world of business transactions, ensuring that every aspect of your company is optimized can dramatically increase its valuation. A key component often overlooked is the technology underpinning the business. Code audits are essential in this regard, serving as a comprehensive evaluation of your software's health and efficiency. By...

/payments /retail

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgencode

Uncertainty On The Weather Front-The New Frontier For Financial Services

Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial institutions and services respond as their asset bases are exposed more and more to things that cannot be controlled? This piece attempts to look at the i

/sustainable /markets

Riaz Syed

Riaz Syed CEO at infinant

A strategic approach to expanding their distribution channels to grow deposits

Deposit growth continues to be the number one business priority of bankers, according to BAI Banking Outlook: 2024 Trends, as it serves as the cornerstone of various aspects of banking operations, including profitability, stability, customer relations, and regulatory compliance. To expand their deposit-gathering channels, banks employ various stra...

/retail /predictions

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review: six-months on – Digital Payment Infrastructure

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review UK – six months on

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...

/payments /regulation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How FedNow is Shaping Payments Since its Groundbreaking Launch

In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated Clearing House (ACH) system. This shift signifies a pivotal moment in banking innovation, offering instantaneous transaction processing that aligns wi...

/payments /retail

Eric Bierry

Eric Bierry CEO at SBS

Three European Banking Trends Poised to Transform the U.S.

Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behaviors. Payment Services Directive 2 (PSD2) and its successor, Payment Services Directive 3 (PSD3), for example, have transformed open banking from a n...

/retail

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