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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Choose the Right Software Vendor for UX Excellence in Digital Banking

Software vendors are crucial. They provide digital solutions to help banks operate efficiently and meet customer expectations. However, while ready-to-use solutions offer speed and convenience, they often fall short in delivering a tailor-made user experience that aligns with a bank's unique brand, strategy and customer needs. How can banks choose...

/retail /devops

Retired Member

Retired Member 

Incumbents are buying up banks—but how might takeovers impact consumer choice and innovation?

Recent news that Barclays is buying the bulk of Tesco’s banking business, and that Sainsbury’s Bank is open to takeover offers, has thrown retail banking’s competition with legacy banks back under the spotlight. Over the last decade or so in the UK, we’ve seen the rise of retail banks and neobanks, like Monzo and Revolut, have a bigger impact th...

/retail

James Berry

James Berry Managing Director at Valuedynamx

Time to Level up Your Loyalty Program: Top 10 Ways to Tap into Gamification

People love games for a variety of reasons: they fuel our competitive sides, challenge us, offer an escape from the daily grind, and help us feel a sense of victory and accomplishment. Most of us are naturally attracted to activities we find stimulating, and game-like experiences satisfy that hunger—even via loyalty and reward programs. Gamificati...

/retail /predictions

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Guide to Choosing a Cloud Services Provider for Fintech Companies

Fintech firms are increasingly reliant on advanced technology to provide innovative financial services. Gartner forecasts that by 2025, 85% of organizations will prioritize a cloud-first strategy, necessitating cloud-native architectures to meet their digital goals. Cloud computing is essential for these companies to scale effectively, manage larg...

/payments /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Is your digital banking service competitive on all 5 levels?

Distinguishing your financial services from competitors is not just an advantage—it's a necessity. Let's explore this concept deeply, showing how modern financial brands can create a significant edge by building digital service advantages on five critical value levels. While many financial brands stick to outdated designs and "copycat" s...

/retail /devops

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

What Australia taught me about innovations in fintech and banking

While I did not go there to work in a bank, I ended up in senior operations and change leadership roles for the lending business of ANZ, one of Australia’s biggest banks, for nine years. What I experienced there has informed how I see technology enabling transformation and left me considering how Australian banks absorb technology can offer lesson...

/retail /markets

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

Bankers Beware - All that is green is not gold - A view through the Risk Management Lens

Banks are accelerating green lending and investing initiatives as they march towards realizing their net zero goals, partnering with their counterparties to reduce the combined carbon footprint. As I said in my last blog post[1], here are a few thoughts on “all that is green is not gold” and why robust risk management aspects and constructs merit ...

/regulation /sustainable

Mark Nutt

Mark Nutt Senior Vice President, International Sales at Veritas

How financial services organisations can protect valuable data in the age of ransomware

There’s no hiding from it; ransomware is once again on the rise and today’s attackers do not discriminate. Regardless of size and sector, no organisation is immune and as the list of recognisable victims grows longer, it’s not a case of ‘if’ a business will get hit but ‘when’. For financial services organisations, in particular - due to the very n...

/security /crime

Hemlata ....

Hemlata .... Cloud Architect at TCS

Can Batch evolution be completely replaced by Real-time in Banking?

Traditionally, Core banking Systems are developed using Mainframe technologies which leverages batch processing for multiple banking operations. Batches were developed due to the manual processes and operating hours of banks were limited. Batch processes are nothing but scheduled processes which executes series of steps at defined time. Traditional...

/retail /cloud

Retired Member

Retired Member 

Creating an intelligent trade finance ecosystem

With the growing demand for a consumer-like personalized interaction in trade workflows, alongside efforts to digitalize the industry, there is an emphasis on the need for ecosystem collaboration in trade finance. Agility and collaboration between banks, fintechs, and other third-party software providers will help drive innovation in meeting custo...

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