Join the Community

22,256
Expert opinions
44,229
Total members
397
New members (last 30 days)
197
New opinions (last 30 days)
28,760
Total comments

Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

How AI and ML Will Be Transforming Banking and Finance

Artificial intelligence and machine learning remain the hottest topic in the financial world for the past few years. By adopting smart solutions, companies get a huge competitive advantage to cope with the changing industry landscape. AI provides a deeper understanding of customer needs and empowers business processes. Companies can optimize and q...

/predictions

Akhil Rao

Akhil Rao Director at Nth Exception

Payments Data Strategy in the period of Payments Modernization

Historically, much of the data linked to payments has been underused (or not at all used) — in large part because processing systems were not set up to extract and operationalize this data. AML and Sanctions screening have faced much of heat with the limitations. Can the new standard fix it? Sanctions screening is a control used in the detection,...

/payments /retail

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Still afraid of payment systems?

No need to be afraid of payment systems Businessmen generally prefer traditional banks, choosing to avoid payment systems. Many people believe that classic banks are much more reliable than payment systems. When we at SBSB offer our clients to open an IBAN account with a payment system, they are usually strongly opposed to this. Their first reactio...

/payments /wealth

Retired Member

Retired Member 

Thinking differently around fintech applications - looking at containers and serverless

Today, you need to know what’s happening in your business in real-time. Faced with pressure from legislation and the emergence of new digital ecosystems and partnerships, traditional banking incumbents compete with new fintech players across the entire financial services arena. The value chains that previously existed are starting to unbundle base...

/cloud /predictions

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Mastering Modernization: Building Up and Out

Managing change is not easy. This is true for most organizations, and especially for banks. But, as management guru W. Edwards Demining bluntly stated, “It is not necessary to change. Survival is not mandatory.” Let that sink in. Any business committed to future prosperity must overcome fear of the new and embrace change. This blog considers how mo...

/retail /covid-19

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

Out-of-the-Box vs Custom vs Configurable Software: What’s for Lenders?

These days almost every lender or credit union needs to automate their credit-granting processes to meet customer needs. Hence they face a challenge - purchase of an off the shelf software or invest money in one and only solution. OOTB might be crowded with functions, while custom development time is far too long. The alternative is configurable s...

/retail

Ruslan Kolodyazhnyi

Ruslan Kolodyazhnyi Head of Wirex R&D, CTO at Wirex

Fintech approaches: Why banks need to change decision-making process

The line between fintechs and banks is increasingly blurred for customers of financial services. However, for this particular industry, both players are split by specialization and segments, and despite the polarity, traditional banks have a lot to learn from innovative financial companies. The key difference between banks and fintechs is the spee...

/retail

Akhil Rao

Akhil Rao Director at Nth Exception

A step towards ISO 20022 Structured Data

A key advantage of correspondent banking as a global payment system is that it can reach almost any account in the world. Customer experience has also improved in recent years, with payments becoming faster and more transparent thanks to SWIFT gpi, and it is set to continue with their new offerings. However, other improvements are required to keep...

/payments /retail

Retired Member

Retired Member 

Canadian Payments Modernization

Electronic payments in Canada has seen an immense growth in the last few years and with the onset of Covid, Canadians are more and more moving towards the digital payments as that provides options for contactless and online/mobile banking. There is a growing trend towards these forms of payment even after post-Covid for the convenience and secure ...

/payments /inclusion

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The pressure is on banks to reduce costs, but how?

The UK fell into recession for the first time in over a decade last year and is on course for a double-dip recession this winter and a far more difficult path to recovery in 2021. Without doubt, COVID-19 has created a tumultuous economic environment and banks have been on hand to aid both businesses and consumers through their hardship. When the p...

/retail /covid-19

Now Hiring