Join the Community

22,202
Expert opinions
44,284
Total members
405
New members (last 30 days)
215
New opinions (last 30 days)
28,728
Total comments

Banking Regulations

Discussion around current trends in regulations for banks globally

Luke Firmin

Luke Firmin 

Sanctions and how they affect firms – the current state of play

Sanctions are a massively complex area. But all too often, financial institutions think sanctions adherence is fairly straightforward – it’s just checking a list to ensure an individual or company doesn’t appear on it, right? Wrong. Sanctions are far more multi-dimensional and nuanced than that. The UK implements a range of sanctions regimes throug...

/regulation /crime

Retired Member

Retired Member 

RBI Regulatory Sandbox is Shaping the Future of Indian Banking

Recently, there was a lot of buzz around how the RBI has found four viable products for cross-border payments under its regulatory sandbox. Many of our readers and colleagues didn’t know/hadn’t heard of ‘Regulatory Sandbox. In this blog, we deconstruct what a regulatory sandbox is and how it shapes the disruption in the traditional financial secto...

/payments /regulation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Counterparty Credit Risk: Why should Basel Committee revisit SA-CCR?

The Basel Committee on Banking Supervision's (BCBS) Standardised Approach to Counterparty Credit Risk (SA-CCR) was introduced to improve the risk sensitivity of capital framework for derivatives transactions without creating undue complexity for banks. One of the Committee’s key objectives in formulating the SA-CCR standard was to design an appro...

/regulation /markets

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Can the hybrid cloud alleviate the issue of cloud concentration risk in the FS sector?

The financial services (FS) sector is the engine behind the economy of the United Kingdom and virtually every other developed economy, contributing around 8.6% to the total economic output in the UK. Resilience is therefore critical for the FS sector, to keep the lights of the UK economy firmly ‘on’ for both businesses and the people that rely on ...

/retail /wholesale

Joost Van Houten

Joost Van Houten Founder & CEO at Sentinels

Advancing AML: Why ultimate beneficial owners must be properly identified

In March 2022, global regulatory watchdog the Financial Action Task Force (FATF) adopted amendments to Recommendation 24 (R.24) of its 40 Recommendations that govern global anti-money laundering (AML) policy. This concerns Ultimate Beneficial Ownership (UBO), i.e., the person who profits from money moving into or out of a business. These are signi...

/regulation /crime

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

The PRA’s new ‘Simpler regime’ – Is your firm in or out of scope?

The Prudential Regulation Authority have taken another step towards implementing their vision of managing prudential risk for smaller financial institutions through the publication of CP 5/22, “The Strong and Simple Framework: a definition of a Simpler-regime Firm”. As the name suggests, this latest publication outlines the proposals for the defin...

/regulation

Nish Kotecha

Nish Kotecha Co-Founder & Chairman at Finboot

ESG’s “Waterloo” moment

ABBA, one of the most successful bands in history performed in London recently. Agnetha, Björn, Benny and Anni-Frid looked real, authentic and amazing for their years. The crowds loved it. Regrettably, the singers were holograms created with weeks of performing on a stage in Stockholm, in front of hundreds of cameras collecting their every movemen...

/regulation /crime

Joost Van Houten

Joost Van Houten Founder & CEO at Sentinels

Banks must join forces to fight money laundering

The advent of artificial intelligence (AI) and machine learning (ML) in financial services is pushing the eternal battle against money laundering into a new phase. For some time, in a bid to curb the amount of illicit finance passing through their systems and to comply with ever-tightening regulations, financial institutions have been throwing mone...

/regulation /crime

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

EU Sustainable Finance Framework: What does it mean for banks?

The European Commission's (EC) Action Plan on sustainable finance is a major policy objective by the European Union (EU) to promote sustainable investment. As per the plan, banks are expected to finance sustainable economic activities to trasition to a carbon neutral economy. The plan was introduced in March 2018 in response to the Paris Agreemen...

/regulation /sustainable

Rafal Andzejevski

Rafal Andzejevski Co-founder at PayAlly

Fintech sector’s overreliance on chatbots is a mistake

A recent study has found that 73% of consumer banking interactions are now digital, as people and businesses increasingly choose direct banks over more traditional banking institutions. Some of the key reasons for this include a more frictionless experience, a lower defection rate, and crucially – higher customer satisfaction overall. Having said...

/payments /retail

Now Hiring