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Personal Finance

This group would contain articles related to personal finance

Retired Member

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The Best Investment Plans to Consider in 2019

Investing is important for growing your assets and expanding your financial capabilities, but unfortunately, far too many people have a very poor understanding of how investing works as a whole, and what the appropriate practices in the field are. It’s important to familiarize yourself with the most attractive investment plans available before jum...

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Retired Member

Retired Member 

Mutual Funds - Being Risk Averse

Risk comes from not knowing what you’re doing – Warren Buffet Traditionally, we have seen people investing mostly in FDs and other lumpsum conservative instruments. Now a days, we do realize that this is not going to beat inflation in long term and consequently result in effectively lowering the purchasing power than gaining anything out of it. Mo...

Retired Member

Retired Member 

Savings Account - Maximizing Returns

Note - This is in context to banking channels in India. Is there a way to maximise earnings from Savings Account? This is my first post, so I will start with a basic idea – Savings account. It is usually the first fundamental instrument that I am sure most of us would already be having. Now, I can guess most of us would be having an account with so...

/retail

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Retired Member 

Bitcoin will start being used more often. What will change?

About 32% of the current cryptocurrency offering is held on personal wallets, after long-term investors sold approximately $24 billion of bitcoin to new speculators between December 2017 and April 2018. Last year, this number was at the level of 26%. According to the results of the Chainalysis study, the number of bitcoins on active wallets has in

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Retired Member

Retired Member 

The Role of Accounting in Business

Every business needs a good accounting team at its core or at least one specialist who properly understands the field and the company’s specific requirements. There’s a lot that goes into the job of a typical accountant, and even though their specific duties may vary from one company to another, the most important aspects of the job are usually al...

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Retired Member

Retired Member 

Easy Steps to Create a Financial Budget for Small Business and Startups

While your business’ budget isn’t very glamorous, it’s a vital part of your business. Failure to budget effectively will tank your business so fast your head will spin. This is because when you’re bleeding cash you’re leaking out faster than you can plug your “ship.” Of course, you won’t even know this is happening if you don’t have a budget. Unf

/startups

Retired Member

Retired Member 

Different Categories Of Financial Ratios

Financial ratios help to provide an economic overview of a business. Financial ratios are parameters that owners of a company need to check along with current or potential investors who can understand the financial health of a company overall as well as conditions under different categories. It is also imperative to track financial ratios periodic...

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Retired Member

Retired Member 

Choosing Software That Will Help Organize Personal Finance Matters

You might be new to using personal finance software and wish sees the benefits that such software management can provide to help you organize your money and loan consolidation. You might also want to explore other software of similar type that offers benefits and features that will suit you better. Here are some standard features to look out for pe...

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Retired Member

Retired Member 

Financial UX Design is About Saving People's Lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our lives...

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Retired Member

Retired Member 

Financial UX Design is About Saving People's Lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our liv

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