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Personal Finance

This group would contain articles related to personal finance

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Will the cumbersome administrative tasks for your financials finally be a thing of the past?

PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator…​ - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introduction Personal Financial Management (PFM) refers to the software that helps users manage their money (budget, save and spend money). Therefore, it is oft

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Best Budget Apps and Personal Finance Tools for 2019

Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are some suggestions for great personal finance tools...

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How to Estimate Your Utility Costs

Moving into a new place can be a stressful ordeal in many ways, especially if it’s an upgrade from your previous one and you’re not used to the new standard yet. As long as you’re careful and know what to expect though, you should be able to make something nice out of your new situation without too much effort, and it will be a refreshing change i...

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Peter Davidson

Peter Davidson Business Consultant at Self Employed

Cryptocurrency Markets Are in the Red - Does That Mean It’s Time to Get In?

Most investors have likely heard this sentiment from Warren Buffett at some point, but, as with most things, it’s often far easier said than done. The cryptocurrency markets have been taking a steep decline in recent months and investors don’t see any signs of it stopping soon. After reaching it’s all-time high of nearly $20,000, the price of bitc...

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

FinTech Guide for Global Citizens

With traditional providers slow to cater to global citizens, FinTechs have been quick to fill the space, launching innovative solutions to meet global citizens’ banking, remittance and payments needs. While these are undoubtedly amongst the areas most penetrated by FinTech innovation, global citizens’ wider financial needs are now also being addre...

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The Best Investment Plans to Consider in 2019

Investing is important for growing your assets and expanding your financial capabilities, but unfortunately, far too many people have a very poor understanding of how investing works as a whole, and what the appropriate practices in the field are. It’s important to familiarize yourself with the most attractive investment plans available before jum...

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Retired Member

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Mutual Funds - Being Risk Averse

Risk comes from not knowing what you’re doing – Warren Buffet Traditionally, we have seen people investing mostly in FDs and other lumpsum conservative instruments. Now a days, we do realize that this is not going to beat inflation in long term and consequently result in effectively lowering the purchasing power than gaining anything out of it. Mo...

Retired Member

Retired Member 

Savings Account - Maximizing Returns

Note - This is in context to banking channels in India. Is there a way to maximise earnings from Savings Account? This is my first post, so I will start with a basic idea – Savings account. It is usually the first fundamental instrument that I am sure most of us would already be having. Now, I can guess most of us would be having an account with so...

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Retired Member 

Bitcoin will start being used more often. What will change?

About 32% of the current cryptocurrency offering is held on personal wallets, after long-term investors sold approximately $24 billion of bitcoin to new speculators between December 2017 and April 2018. Last year, this number was at the level of 26%. According to the results of the Chainalysis study, the number of bitcoins on active wallets has in

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The Role of Accounting in Business

Every business needs a good accounting team at its core or at least one specialist who properly understands the field and the company’s specific requirements. There’s a lot that goes into the job of a typical accountant, and even though their specific duties may vary from one company to another, the most important aspects of the job are usually al...

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