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Open Banking

Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.

Ben Rattue

Ben Rattue Manager - Product Partnerships & Propositions at Token.io

Bringing the benefits of Variable Recurring Payments to life

If the sessions and discussions at Open Banking Expo UK and Europe on 18-19 October were anything to go by, then Variable Recurring Payments (VRPs) are generating plenty of interest and excitement across the ecosystem, including among merchants, payment services providers (PSPs) and banks. The reason for the hype is because VRPs deliver better out...

/payments /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Apple Enters Open Banking: A New Milestone in Digital Banking Experience

In September 2023, Apple launched the iPhone Wallet app integration with UK users' current account balances and transaction history. The Apple Wallet app's integration with the Open Banking API allows users to get their checking account balance directly from their bank. Throughout history, banks has remained a closed industry, monopolizing the maj...

/retail /markets

Kanika Hope

Kanika Hope Chief Strategy Officer at Temenos

Open for business: open banking for corporates and SMEs

Kanika Hope, Chief Strategy Officer, Temenos The success of open banking is pivoted on the tangible business value delivered to end-customers whether they are retail consumers or small to medium enterprises (SMEs) or larger corporates. Open banking was first adopted by retail banks but also has great potential in the corporate and SME banking sect...

/payments /sibos

Donica Venter

Donica Venter Marketing coordinator at Traderoot

Payment Service Providers and the Open Banking Opportunity

In the ever-evolving landscape of the financial industry, payment service providers (PSPs) across Europe are constantly seeking innovative ways to stay competitive and meet the evolving needs of their customers. The advent of Open Banking offers a plethora of opportunities for PSPs. In this blog post, we will explore the various ways Open Banking ...

/payments /predictions

Inna Demchenko

Inna Demchenko Head of project at Bank

Open banking in Ukraine: a new stage

Ukraine has moved to a new stage in the process of implementing open banking, as on 11 August the National Bank of Ukraine (NBU) published on its official website the approved Open Banking Concept and the introduction plan. The regulator's experts worked on the document jointly with working groups of market participants, including banks, non-bank f...

/retail

Robert Sullivan

Robert Sullivan Public Policy & Strategy Director at Token.io

Will the EC’s new payments legislative proposals help unlock Open Banking’s true potential?

It’s now been over a month since the European Commission (EC) published their package of proposals for the next generation of payments regulation in the EU. The proposals – which will see PSD2 split into a new directive (PSD3) and regulation (Payment Services Regulation/PSR) – have generated plenty of headlines since their release. But what are t...

/payments

Retired Member

Retired Member 

Open banking regulators set out the next steps, but which market will come out on top?

In every corner of the world, financial regulators are taking steps to advance open banking, with fresh regulations and frameworks recently announced in the EU, UK, US, and Australia. However, each regulator is taking a different approach, tackling region-specific issues to advance payments infrastructure and improve the consumer experience. Whils...

/payments /regulation

Kathy Stares

Kathy Stares EVP North America at Provenir

Making Good on the Promise of Open Banking Requires Technology and Solid Execution

Open banking is here and is showing no signs of slowing down. According to a recent Finastra survey, 56 percent of US financial institutions (FIs) surveyed regard open finance as a “must have”, up from 45% in 2021. Globally, the open banking market is expected to grow to $43 billion by 2026 from its value of $7 billion in 2018. Open banking is th...

/retail /inclusion

Sam French

Sam French Product Manager at Token.io

How should you be measuring success in the world of open banking powered payments?

It’s now indisputable: open banking powered payments are well on their way to becoming a mainstream payment method across Europe. And the numbers bear this out. Against a backdrop of such explosive growth, many payment service providers (PSPs) are looking to offer their own ‘Pay By Bank’ as a core payment method to their merchants. The quality...

/payments /retail

Hassan Mohamed

Hassan Mohamed Management Consultant at Capco

Open Banking Opportunities in the Insurance Segment

Data has become a commodity in our everyday life and making a good use of it is the new game-up across all industries. Financial services have been heavily disrupted by transparency regulatory directives to better manage users’ data. Open banking initiative is one of the most important directives that has transformed the banking sector that elimin...

/payments

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