Join the Community

22,088
Expert opinions
44,070
Total members
384
New members (last 30 days)
175
New opinions (last 30 days)
28,703
Total comments

Fintech

Fintech discussions and conversations around the development of fintech.

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

Part one: FX for SMEs - between a rock and a hard place

Part one: FX and hedging for SMEs – between a rock and a hard place The process of transferring money between international bank accounts has changed immeasurably. Rewind a few decades to when businesses and consumers were forced to endure a costly and painful service with no alternatives to the banks and specialist money transfer companies that ...

/payments /startups

Retired Member

Retired Member 

RBI's regulation on storage of Payments System Data in India

Electronic payments have made a huge impact on the lives of millions of Indians in the last few years with various options to make and receive payments in a timely manner. With that in mind, RBI has recently regulated for all Payment System providers, that any payments made on Indian entities for domestic payments transactions has to be stored on...

/payments /regulation

Matthew Williamson

Matthew Williamson Vice President of Global Financial Services at Mobiquity

2021 trends that will shape banking and finance

2020 in review 2020 saw unprecedented societal change. The Coronavirus pandemic led to an acceleration in the use of digital tools across all sectors. In banking and finance, contactless solutions were integral to reducing infection rates, as people sought physically safe and secure ways of making payments. However, a rise in cashless payments als...

/retail /predictions

Orkhan Nasibov

Orkhan Nasibov CEO at Guavapay, Ph.D. in Economics

The Efficiency of Fintech in the transformation of Bank Payment Services

The globalization of the world economy has radically changed the development processes of the financial market in general and commercial banks in particular, giving them an innovative focus. As the world becomes extremely global the necessity for cross-border payments grows. The pace of changes accelerates with the tendency to speed, convenience, ...

/payments /startups

Bhavesh Vaghela

Bhavesh Vaghela SVP B2B Product and Innovation at Collinson

2021 Predictions

2020 has been a year like no other, we have, and are experiencing an unique moment in history, its effects will be felt for many generations to come. In my 2020 predictions, I concluded with; ‘as Yoda once said, “Difficult to see. Always in motion is the future”. So no one really knows what’s going to happen’. Not even Yoda could have predicted th...

/inclusion /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Neobanks should find their niche to improve their profitability

The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized (cfr. "tech companies with a banking license"), very customer-centric, simple and fluent (e.g. possibility to become client and open an acc...

/retail /inclusion

Retired Member

Retired Member 

The Decline of Checks: How Digital Payment Innovation is Turning Checks into a Dead Technology

Checks are one of the oldest methods of payment in the modern era, and although their use among consumers has declined significantly, businesses are another story. While they are less common in other parts of the world, North Americans often use checks for businesses expenses regularly. This is particularly true when payments must be made cross-bo...

/payments /predictions

Retired Member

Retired Member 

Fintech in 2021: Embedded Finance, Sustainability and more

Fintech, along with the rest of the world, has had an extraordinary 2020. Major scandals have rocked the industry, but at the same we’ve marked significant advances that will help to point the way to a better future of finance. As 2020 proved, predicting the future is always a difficult proposition. But, in the spirit of bravery, here are my things...

/predictions

Orkhan Nasibov

Orkhan Nasibov CEO at Guavapay, Ph.D. in Economics

How Blockchain promotes the acceleration and adoption of Internet of Payments?

In a customer-oriented society, the technologies are competing with each other in convenience, quickness, security, and agility what has resulted in unprecedented acceleration of advanced technologies. Today the IoT promotes a totally interacted world where things can exchange measured data and thus create a fully connected environment. The IoT c...

/payments /crypto

Gustav Korobov

Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay

Covid-19 impact on the EU FinTech market: EMI and PI licenses obtained in 2020, compared to 2019

Updated: January 5, 2021 The year 2020 is closing, and we all witnessed how difficult this year was for new businesses, including Payment and Electronic Money companies. Covid-19 has had a huge impact on financial systems across the world, including the provision of digital financial services and the functioning of the FinTech market in general. F...

/payments /covid-19

Now Hiring