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Fintech

Fintech discussions and conversations around the development of fintech.

Ivan Aleksandrov

Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay

Application for a Payment or E-Money Institution licence: the main parameters regulators consider

Before applying for a Payment Institution (PI) or Electronic Money Instituion (EMI) licence, you should earnestly assess your chances by taking a look at your company through the eyes of the regulator. If you think you might not yet be ready to apply, take care to fix the flaws, instead of waiting for the regulator to point them out to you. In ad...

/regulation /startups

Dynshaw Italia

Dynshaw Italia Chief Financial Officer at Soldo

The modern CFO: Why it’s their time to lead technology transformations

Environmental concerns, economic turbulence, the cost-of-living crisis, and global trade issues are just some of the macro issues businesses are facing today. In this uncertain environment, the challenges CFOs are up against are constantly changing and therefore the need for the right practices and tools to help finance teams be more flexible is g...

/payments /startups

Jordan Glazier

Jordan Glazier CEO at Wildfire Systems

Cashback Rewards Programs Come of Age

There was a time not too long ago when banks gave out toasters to attract customers, retailers rewarded shoppers with redeemable stamps, and credit card companies gave out, well…new credit cards. Then in 1986 came the national debut of the Discover card, which pioneered cash-back rewards and set in motion a whole industry’s worth of incentive prog...

/retail

Chermaine Hu

Chermaine Hu CFO & Co-Founder at Episode Six

Converging old and new payment methods

As the world continues to transition to a mobile-first and online payments world, several solutions have since entered the market to accelerate this move. From digital wallets to cryptocurrency, payments providers have explored new and innovative ways to engage customer interest and demand. This includes solutions such as Buy now, pay later (BNPL)...

/payments /crypto

Retired Member

Retired Member 

A rapid response to ESG pressures

Financial institutions are well aware of the importance of transparency around risk. They need to be ready at any moment to respond speedily to regulatory requests, able to demonstrate at the press of a button their operational resilience from a capital adequacy point of view. It is becoming increasingly desirable that they should be able to repli...

/regulation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Can Fintechs find cost savings hidden in plain sight?

Cost savings for fintechs have always been important but in the current economic climate and in the wake of the COVID-19 pandemic, it has become increasingly important to save costs where possible. Fintechs who can effectively save costs without impacting customer experience will have the ability to compete on price and value with competitors whil...

/regulation /retail

Colin Neil

Colin Neil Managing Director Adyen U.K. at Adyen

Why now is the time for retailers to accelerate digital transformation plans

Today’s operating environment for retailers is incredibly challenging. Covid cases are increasing, the cost of living is affecting shopper habits and experiences in the supply chain and impact on inflation continues to impact prices. Businesses that made digital transformation investments during the pandemic fared better when they were faced wit...

/payments

Chermaine Hu

Chermaine Hu CFO & Co-Founder at Episode Six

Futureproofing payments technology

Despite being around since the 20th century, card payments are set to grow at just 4% per year between now and 2030. Why? Because there are new ways to pay. Whether its Buy Now, Pay Later (BNPL) or contactless payments, consumers are finding new preferences for payments and maintaining pace for financial institutions (FIs) is a challenge. Aging S...

/payments /crypto

Yulia Gavrilova

Yulia Gavrilova Consultant at Serokell

The Impact of Fintech Revolution on Banking

Banks play a crucial role in the financial system, so it’s necessary to timely assess the risks and opportunities that Fintech solutions actually represent for them. The Fintech revolution is often said to have disrupted traditional banking, however, there are also professionals who say that it has only strengthened the portfolio of existing banki...

/retail /crypto

Ivan Aleksandrov

Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay

Features of Obtaining a Payment (PI) or E-money Institution (EMI) Licence in the Netherlands

The Dutch regulator (De Nederlandsche Bank, DNB) is one of the most active in the EEA in terms of the number of Payment Institution (PI) and E-money Institution (EMI) licences that is issues. In 2021, the regulator issued 14 PI and EMI licences, more than any other EEA country including Lithuania. In total, now (as of 22 June, 2022) 74 Payment Ins...

/payments /regulation

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