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Fintech discussions and conversations around the development of fintech.
As the world continues to transition to a mobile-first and online payments world, several solutions have since entered the market to accelerate this move. From digital wallets to cryptocurrency, payme...
Financial institutions are well aware of the importance of transparency around risk. They need to be ready at any moment to respond speedily to regulatory requests, able to demonstrate at the press of...
Cost savings for fintechs have always been important but in the current economic climate and in the wake of the COVID-19 pandemic, it has become increasingly important to save costs where possible. Fi...
Today’s operating environment for retailers is incredibly challenging. Covid cases are increasing, the cost of living is affecting shopper habits and experiences in the supply chain and impact on infl...
Despite being around since the 20th century, card payments are set to grow at just 4% per year between now and 2030. Why? Because there are new ways to pay. Whether its Buy Now, Pay Later (BNPL) or ...
Banks play a crucial role in the financial system, so it’s necessary to timely assess the risks and opportunities that Fintech solutions actually represent for them. The Fintech revolution is often s...
The Dutch regulator (De Nederlandsche Bank, DNB) is one of the most active in the EEA in terms of the number of Payment Institution (PI) and E-money Institution (EMI) licences that is issues. In 2021,...
Fintech is a highly regulated sector, and thereby many (or most) of the Innovation and new business models / propositions, depends on policies and norms from regulators. Historically financial regulat...
In 2009, former Fed chair, Paul Volcker, said that the ATM has been the only useful innovation in banking over the previous 20 years. How much innovation have banks done since? Does the current marke...
Fraud: The New Language of Love Falling in love, for most people, can be the most exhilarating feeling in the world. But love also asks a lot of us, requiring the needs of others to be put before o
You can often hear from me and my colleagues security engineers about the defense in depth approach to protecting the user data. Does this mean putting as many tools and security controls in your code...
While the 43 million student loan borrowers who collectively owe $1.6 trillion in school debt have received one more extension—this one until Aug. 31—reengaging this audience after a two-year payment ...