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Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers
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Abhinav Paliwal CEO at PayNet Systems
Fintechs have the super high CAC They need high ARPU by acting as one-stop-shops So SuperApps are planning Crypto Rewards — Details 👇 They all are chasing growth in a regulated environment with similar products. They fiercely compete to acquire the customer even at a high cost. One needs a high ARPU to sustain high CAC. In a price-sensitive ma...
22 December 2022 /payments /crypto
Srinivasagopalan R Principal Consultant at Tata Consultancy Services
The Banking and Financial Services industry continues to evolve, following the recovery from the Covid pandemic. The pandemic encouraged the increased adoption of digital technologies by the consumers and the banking organizations have been quick to adapt and serve. The usage of paper currency and plastic cards are gradually phasing out and the cu...
08 December 2022 /retail /predictions
Vlad Dobrynin Founder & CEO at Humans Group
Vlad Dobrynin, CEO & Founder of Humans Group, explores the background of super apps, their impact in Asia, and why he believes it's only a question of time before they appear in the Western world. And it won’t be big companies that dominate this space. It will be the smaller operations and start-ups. Image Credit: Business of apps Is the Wes...
31 October 2022 /startups
Alex Kreger Founder & CEO at UXDA
The metaverse will become the next global milestone after the digital transformation in the next few decades. It is, in fact, the transition of the internet from a two-dimensional experience into a multi-dimensional one, which will require a significant creative effort. This new world will lead to the fast development of a creative economy. The ma...
21 October 2022 /crypto /markets
Jeremy Boot Product Strategist at Temenos
In my last article I talked about how Retail CBDCs are gaining momentum globally and how they’re expected to work, with commercial banks as important participants. But offering CBDC services even with capped wallets may result in an outflow of deposits and a reduced balance sheet, obviously not good news. So why would banks want to do this? What'...
10 October 2022 /payments /retail
Stan Cowan
Today’s financial landscape has been fraught with numerous issues such as data breaches, cyberattacks, identity theft, and credit card fraud. Experts believe that these issues contribute to fraudulent transactions and, if not mitigated, will lead to customer churn and further business loss. According to a Carnegie Mellon University study, customer...
06 October 2022 /identity /crime
Central Bank Digital Currencies (CBDCs) - a digital form of central bank money - are firmly on the radar of Central Banks globally. According to the Atlantic Council over 100 countries are actively exploring a CBDC. Many are further along on their journey with some already launched. But why do we need them? And what role will commercial banks play?...
03 October 2022 /payments /retail
Marie Beau VP COM at Oneup
Cash flow is the backbone of Small Businesses Most small businesses struggle to manage cash flow, the backbone of their success. Like many other businesses, small business owners need to pay their suppliers, employees, and all their operating expenses on time each month, but they often struggle to get paid themselves. There is usually no automatic...
12 September 2022 /startups /predictions
Gian Mahil Director at The FinTechGuys
In November 2021 Amazon announced that they will no longer accept Visa Credit cards in the UK – they had already done this in Singapore and Australia. To the layperson, this might sound like Amazon are shooting themselves in the foot and just before Christmas! What’s going on you may ask? Currentl...
08 September 2022 /payments /predictions
John Bertrand MD at Tec 8 Limited
The scenario: On Facebook, a fake Airbnb website offers accommodation that includes a faster payment deposit of £1,000. It was a scam and the money gone. Airbnb noted it was fake website and says call your bank Refuses any type of reimbursement Facebook advice is call your bank Refus...
06 September 2022 /payments /crime
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