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Profile
Location
London
Member since
2021
Writes about
Payments Retail banking Financial inclusion Cryptocurrency Financial Crime Predictions

Gian's blog archive

2022 (6) 2021 (2)
Gian Mahil

Gian Mahil

Director at The FinTechGuys
Message Message me Posts: 10 Comments: 3
Career History Gian is a Finance Technology (FinTech) Consultant based in London. He specialises in educating clients on how they can reduce their exposure to financial crime and in depth insight into FinTech. Gian has been in the FinTech industry for some 25 years and worked with the major banks and card companies at Lloyds, Barclays, HSBC and RBS, Mastercard and Visa in a long and successful career. Gian is a regular blogger on payments & fraud trends: https://innovationandchangeinpayments.blogspot.com . He is also a trusted advisor to a number of consulting networks: GLG, Atheneum and Guidepoint where he regularly advises banks, researchers and investment banks. LinkedIn: https://www.linkedin.com/in/gianmahil/

Blogs

Banking Strategy, Digital and Transformation

Is Request To Pay the next big thing?

01 Dec 2022

Having looked at Pay-By-Bank in my previous post I thought it would be useful to look at another new payment innovation Request to Pay. This promises to be revolutionary new way of paying bills over the old Direct Debit (DD) that we all love or hate for different reasons. This is proving to be a very popular method of payment and can be found und...

1

Payments strategies 2015-2020-2030

Can Pay-By-Bank apps stop payment fraud ?

17 Nov 2022

Pay-by-Bank solutions are suddenly the fashion in the payments world. Solutions are available from HSBC, JP Morgan, Barclays, JP Morgan, Mastercard and World Pay to name a few. How do they work and do they help or hinder fraud? They promise convenience at the point of sale. But, what about fraud? Do they help combat that? Billers whose consumers a...

1

 

Use Cases in Open Banking

09 Nov 2022

Open Banking is finally coming of age. More and more applications are available that ride the Open Banking rails bringing innovation and efficiency to financial services, businesses, and consumers. In this article, I will look at some industry sectors that are using Open Banking today. According to the OBIE a Dec 20201 for the UK there were: 6 m...

2

Financial Literacy for Kids

Crypto dangers and how to stay safe..

09 Nov 2022

I never thought I would start a serious blog on cryptocurrencies by mentioning Kim Kardashian. At the beginning of October 2022, the US Securities and Exchange Commission (SEC) announced charges and settlement against Kim Kardashian. The SEC Order found that Ms Kardashian failed to disclose that she was paid USD$250,000 to publish a post promotin...

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Gian is Commenting on

Use Cases in Open Banking

  Hi @Ketharman Swaminathan you make some very interersting points.   

30 Nov 2022 Reply Read article

Can Pay-By-Bank apps stop payment fraud ?

  Hi Melvin, the two are different beasts all together. With a iVariable Amount DD it is something you would set up with say a utility company to pay a bill regularly - but don't know the amount it is going to be each week/ month/ quarter etc. The Pay-By-Bank is very different it isn't recurring - its a one off payment (useaully a Faster Payment)  that you authorise - without revealing to the merchant your bank details. So you protecting yourself at the point of sale (or website) by not revealing your bank details in any way to the payee (merchant). 

18 Nov 2022 Reply Read article

10x Future Technologies set for £500 million valuation on projected £130 million raise

  Congratualations Anthony and the team!

10 Jun 2021 Reply Read article