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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

Post-Pandemic Recovery Predictions For Banks And Fintechs

Although the global pandemic continues, glimmers of hope, in the form of vaccines, are appearing that promise the potential to get the world moving again. And this is fantastic news. But what will the world look like, and will it ever be the same as it was before? When it comes to lending, it’s unlikely things will go back to the way they were. Le...

/retail /predictions

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Bull versus Bear Trend in the Cryptocurrency Market: When is the Time to Invest and is it Worth It

The fundamental notions of “bull” and “bear” trends originating from the stock exchange have penetrated the cryptocurrency market and represent the tactics of animal attacks in wild nature. Should you ever confuse the terms, you only need to remember that bears wave their paws and halt to fight while bulls lift up their horns and simply run forw

/crypto /markets

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

What does it take to set up one’s own neobank?

The Fintech industry is thriving as ever. Investments, cryptocurrencies, cashbacks and other similar notions have come into common use, and not only that of the millenials. But how much effort and money does one need to invest to establish and grow their own project? Let’s consider the case of neobanks which are the most vivid and frequent example...

/payments /markets

Gary Paulin

Gary Paulin Global Head of Integrated Trading Solutions at Northern Trust Capital Markets

From niche to norm: How Covid-19 has accelerated outsourced trading

COVID-19 has prompted investment managers of all sizes to undertake a comprehensive review of their operating models. Market volatility, extreme margin pressure, technological complexity and business resiliency had all been at the forefront of their thinking way ahead of the pandemic, but the virus outbreak caused them to accelerate this process. ...

/regulation /covid-19

Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai Consultant at Infosys

It is not a code, but a rule

Traditionally, software products were programmed with business logic using multiple programming languages. There was an underlying business which was converted into logic using different software programmes/languages and the same was maintained over a period. The type of programming language evolved from early 1950s like the Fortran developed by I...

/markets

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Hot Market: Why Latin America? And Why Now?

The pandemic has certainly scaled up the demand for digital financial services worldwide, and Latin America is not an exception. But was that true before 2020? Historically, the region had always been challenged economically and politically. A huge mountainous territory and frequent natural disasters neither contributed to rapid growth. Neolibera...

/retail /markets

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

How Fintech Will Be Evolving In 2022

On the one hand, the Covid-19 pandemic has paralyzed much of our day-to-day lives, with billions experiencing its health effects directly or indirectly. Businesses have suffered, with one estimate this past fall showing that up to 60% of temporary closures could be permanent. On the other hand, things are looking up. The predicted recession is tu...

/predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Is a new bank consolidation wave inevitable?

Before the financial crisis (especially in the 90s) it seemed that the banking landscape was strongly consolidating, resulting in a handful of Tier-1 (often international) banks in every country. After the financial crisis, many specialists predicted that due to the rising costs for compliance and lower revenues due to low interest rates and increa...

/retail /predictions

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Low-code is the saviour for workforce collaboration

With most financial services employees now working from home, one challenge that is having a profound effect on productivity is decreased collaboration. Modern communication tools and video calls have been indispensable, but the distributed nature of today’s workforce is resulting in teams struggling to work together to solve business and customer...

/people /retail

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Cryptocurrency Investments: New Times, New Opportunities

As a means of securing capital with profit performance, investments had been a reliable source of passive income for several centuries. Ten years ago the world saw a new investment vehicle emerge in addition to gold, real estate and mineral resources – cryptocurrencies. Coming first was bitcoin whose success was ardently disputed but it continues ...

/crypto /markets

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