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A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.
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Yuliya Barabash Managing Partner at SBSB Fintech Lawyers
Being associated only with Bitcoin just 5 years ago, the word “cryptocurrency” had not been known to anyone 12 years ago. In 2021 there are around 2300 varieties of digital currencies. This payment method is steadily moving towards offline and is set to become a full-fledged means of payment alongside fiat currencies. Crypto finances were initiall...
08 June 2021 /payments /crypto
Retired Member
Should risk professionals in the lending industry fear AI? In this article I look at whether the threat is real, the potential for better decisions around risk, how this fits with the culture in our sector, and the potential benefits for lenders and their underwriters. Almost 100 years ago, British economist John Maynard Keynes predicted that, by 2...
24 May 2021 /predictions
Farah Miller CEO at Helixtap Technologies
Does Size Matter? There is a fundamental shift in how trade finance is taking place, with the use of data-driven decision-making to support more democratic access, beyond company size. Trade finance’s traditional focus has been that the larger the company, the easier the access to finance and borrowing terms based on balance sheets. This supporte...
18 May 2021 /regulation /inclusion
Daniel Fasnacht CEO&Founder at EcosystemPartners AG
Artificial intelligence, blockchain and robotics will continue to gain in importance. For the next growth cycle, however, we will need a lot more computing capacity. Computers with conventional transistor technology are reaching their limits. New ideas are needed. 100 years ago, the Russian economist Nikolai Kondratieff divided the economy into 4...
16 May 2021 /wholesale /predictions
Shikko Nijland CEO at INNOPAY
Around a decade ago, the global Decentralised Finance (DeFi) movement started to develop financial applications that no longer required traditional central financial intermediaries such as banks and exchanges. The DeFi movement is based on the disrupting perspective that existing financial products and services can be recreated, utilising a decentr...
14 May 2021 /payments /inclusion
Dmitry Dolgorukov CEO at GiniMachine
Although the global pandemic continues, glimmers of hope, in the form of vaccines, are appearing that promise the potential to get the world moving again. And this is fantastic news. But what will the world look like, and will it ever be the same as it was before? When it comes to lending, it’s unlikely things will go back to the way they were. Le...
14 May 2021 /retail /predictions
The fundamental notions of “bull” and “bear” trends originating from the stock exchange have penetrated the cryptocurrency market and represent the tactics of animal attacks in wild nature. Should you ever confuse the terms, you only need to remember that bears wave their paws and halt to fight while bulls lift up their horns and simply run forw
29 April 2021 /crypto /markets
The Fintech industry is thriving as ever. Investments, cryptocurrencies, cashbacks and other similar notions have come into common use, and not only that of the millenials. But how much effort and money does one need to invest to establish and grow their own project? Let’s consider the case of neobanks which are the most vivid and frequent example...
20 April 2021 /payments /markets
Gary Paulin Global Head of Integrated Trading Solutions at Northern Trust Capital Markets
COVID-19 has prompted investment managers of all sizes to undertake a comprehensive review of their operating models. Market volatility, extreme margin pressure, technological complexity and business resiliency had all been at the forefront of their thinking way ahead of the pandemic, but the virus outbreak caused them to accelerate this process. ...
08 April 2021 /regulation /covid-19
Reghunathan Sukumara Pillai Consultant at Infosys
Traditionally, software products were programmed with business logic using multiple programming languages. There was an underlying business which was converted into logic using different software programmes/languages and the same was maintained over a period. The type of programming language evolved from early 1950s like the Fortran developed by I...
31 March 2021 /markets
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