Join the Community

21,630
Expert opinions
43,844
Total members
422
New members (last 30 days)
159
New opinions (last 30 days)
28,577
Total comments

Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Matthew Phillips

Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf

Are we ready for the age of hyper-personalisation?

We are truly in the era of the customer. Gone are the days when standard products sets and a one size fits all approach was possible, as technology and intelligence propels us into an ever increasingly digital economy. Taking an outside in mind-set, it is imperative for financial service providers to reassess their purpose and direction to keep th...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Next generation of Deals

There is a clear trend with the young generation to be averse of credit cards. They have seen from their parents what a too high usage of credit cards can lead to and at the same time feel that credit cards are complex and lack transparency. The rise of BNPL is a clear consequence of that, i.e. these companies provide a different means to the same ...

/payments /retail

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

A Roadmap for Hyper-Personalized Lending

In a previous blog "Are credits not too commoditized?" in February 2020, we already raised the concern that loans in general and mortgages in particular have become too much of a commodity product, for which price is nearly the only differentiator. Many customers are however unaware that the loan with the best price or interest rate may ...

/retail /startups

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

How war in Ukraine effected the world Fintech?

How war in Ukraine effected the world Fintech? Russia's war in Ukraine affected all the CIS countries and somewhat all the world. As well the war influenced fintech companies, whose rapid development was observed after the pandemic. Let's take a look what fintech companies have been targeted by the russian invasion and how they can expand their bu...

/payments /markets

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Top Trends: Transformation of the Fintech Market in 2022

The advancement of technologies expectedly leads to growing client requests, stimulating the Fintech industry to keep up with the times and be quick in offering popular services. The last year spurred substantial transformation in financial technologies and highlighted issues which need to be addressed in the nearest future. Here is an overview of ...

/payments /markets

Roy Prayikulam

Roy Prayikulam SVP Risk & Fraud Division at INFORM GmbH

INNOVATIONS IN PAYMENT FRAUD – AND HOW TO STAY AHEAD OF THEM

2021 was a year of innovations in payments, from the wider acceptance of blockchain and cryptocurrency to new forms of digital wallets and currency. However, this meant that online fraudsters were also innovating and devising new ways to scam consumers out of their money or personal information online. Here we will dive into some of the ways fraud...

/payments /crime

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

It takes two to Tango –Central Banks and commercial banks, partners in Climate change management

There were two primary principles that I touched in my previous blog Climate change Management- whose job is it anyway. The first is, boundary definitions with clear responsibility/ accountability for the major stake holders and the second, need for smooth collaboration between them. Central banks and commercial banks are the critical stake holde...

/regulation /sustainable

Alistair Catto

Alistair Catto Managing Director at Beyond

5 initiatives to improve the digital experience of clients in Asset Management

Digital technologies are revolutionising the Asset Management industry. From the development of digital first customer journeys to the automation of critical back-office functions, the influence of digital is now being felt across every aspect of these organisations. It’s no surprise why, KPMG report that between 2017 and 2020, digitally mature or...

/wealth /markets

Retired Member

Retired Member 

Giving people what they want: the tech that will help banks to meet customer demands

Welcome to a new era of customer-centricity. Today, customers enjoy a wealth of options at their very fingertips. They are made more powerful as a result. Hyper-responsive brands such as Netflix and Amazon have driven changes to customer expectations. Financial services providers need to catch up. Technology offers both incumbents and disruptors t...

/retail /sustainable

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

How Regulators are Tackling the 'Wild West' of Cryptocurrency

2021 was a major year for cryptocurrency. We witnessed all-time-highs and steep plummets, but one clear trend amongst the volatility is that public discussion on the topic reached hitherto unseen levels. This was fueled by such diverse factors as bitcoin upgrades, NFT artwork, China’s September ban, and Elon Musk’s SNL antics. The spotlight has c...

/regulation /crypto

Now Hiring