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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Koen Vanpraet

Koen Vanpraet CEO EMEA at Moneycorp, CEO EMEA

How can Fintech Win in the Red Ocean? Enhance the Customer Experience

From the very first ATM in the 1960s to the rise of smartphones leading to mobile banking in the 2000s, and now in the booming digital era with super apps and fintechs, the financial industry has evolved to improve the customer experience. While customers may choose a financial product or service for its function and features, user experience is w...

/payments /people

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Crush of Bitcoin: is crypto winter for long or coming to an end?

Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous. However, the current decline is a natural and, in my opinion, temporal event. Vitalik Buterin proclaimed the beginning of the crypto winter in February 2022. In his interview for Bloomberg, he said that the stagnatio

/crypto /markets

Omkar Nisal

Omkar Nisal Managing Director UK & Ireland at Wipro Ltd

Keeping Financial Services safe as technology trends transform banking

Last year reports of cybersecurity incidents targeting UK financial services providers skyrocketed by more than half in comparison with previous year and the trend continues this year, at even faster pace, fuelled with Global events. While financial institutions are some of the best protected with ‘industry leading’ Cyber defence and response c

/security /cloud

Matthew Phillips

Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf

Are we ready for the age of hyper-personalisation?

We are truly in the era of the customer. Gone are the days when standard products sets and a one size fits all approach was possible, as technology and intelligence propels us into an ever increasingly digital economy. Taking an outside in mind-set, it is imperative for financial service providers to reassess their purpose and direction to keep th...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Next generation of Deals

There is a clear trend with the young generation to be averse of credit cards. They have seen from their parents what a too high usage of credit cards can lead to and at the same time feel that credit cards are complex and lack transparency. The rise of BNPL is a clear consequence of that, i.e. these companies provide a different means to the same ...

/payments /retail

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

A Roadmap for Hyper-Personalized Lending

In a previous blog "Are credits not too commoditized?" in February 2020, we already raised the concern that loans in general and mortgages in particular have become too much of a commodity product, for which price is nearly the only differentiator. Many customers are however unaware that the loan with the best price or interest rate may ...

/retail /startups

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

How war in Ukraine effected the world Fintech?

How war in Ukraine effected the world Fintech? Russia's war in Ukraine affected all the CIS countries and somewhat all the world. As well the war influenced fintech companies, whose rapid development was observed after the pandemic. Let's take a look what fintech companies have been targeted by the russian invasion and how they can expand their bu...

/payments /markets

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Top Trends: Transformation of the Fintech Market in 2022

The advancement of technologies expectedly leads to growing client requests, stimulating the Fintech industry to keep up with the times and be quick in offering popular services. The last year spurred substantial transformation in financial technologies and highlighted issues which need to be addressed in the nearest future. Here is an overview of ...

/payments /markets

Roy Prayikulam

Roy Prayikulam SVP Risk & Fraud Division at INFORM GmbH

INNOVATIONS IN PAYMENT FRAUD – AND HOW TO STAY AHEAD OF THEM

2021 was a year of innovations in payments, from the wider acceptance of blockchain and cryptocurrency to new forms of digital wallets and currency. However, this meant that online fraudsters were also innovating and devising new ways to scam consumers out of their money or personal information online. Here we will dive into some of the ways fraud...

/payments /crime

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

It takes two to Tango –Central Banks and commercial banks, partners in Climate change management

There were two primary principles that I touched in my previous blog Climate change Management- whose job is it anyway. The first is, boundary definitions with clear responsibility/ accountability for the major stake holders and the second, need for smooth collaboration between them. Central banks and commercial banks are the critical stake holde...

/regulation /sustainable

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