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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Retired Member

Retired Member 

Data privacy – the new Normal in Digitization

The raising prominence of Data privacy: As per the market stats published by Statista, the amount of data/information generated, gathered, copied, and consumed is expected to reach 180 zettabytes by 2025! And a majority of the data generated is on customer and customer only! All of this can be used to infer valuable insights and patterns on the cus...

/regulation

Satinder Lala

Satinder Lala Director of Marketing at Capium

Is AI really the future of accountancy?

Is AI really the future of accountancy? Artificial intelligence (AI) has been subject to a great deal of both hype and scepticism throughout its history. It’s a technology that sparks most people’s imagination – or fear – by calling to mind futuristic, sci-fi concepts. In the accounting industry, an ongoing debate surrounds AI’s ability to carr...

/inclusion /predictions

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

2023 Global Banking Predictions

AI & ML Harnessed in Fight to Build up Customer Financial Resiliency Financial institutions are under intense pressure to look after their customers as economic uncertainty and recession hits people’s lives and livelihoods. What has happened already in the UK in 2022 suggests it may get uncomfortable for some in the industry who do not do enou...

/predictions

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Firewall To ArtNFT: Another Bubble Or NFT Rebirth?

In 2021, a friend of mine bought an NFT for €1800. Today, it costs €10. The difference is impressive. With the market decline, all token purchases made a year ago lost 80–90% of the margin. The loudest story is connected with Logan Paul, an American YouTube blogger. In 2021, he purchased an NFT called K4M-1 #03 from the Azuki Bumblebee collection....

/crypto /markets

Rajesh Tengshe

Rajesh Tengshe Consultant at TCS

Banking in the Metaverse: Perspectives on Opportunities and Realization

Metaverse is the new buzzword in the world of business. It promises to transform customer engagement and deliver a captivating and immersive experience to users. The metaverse exists at the intersection of the physical and virtual worlds. While the concept of virtual world gained popularity with advent of video games, other industries are quick to...

/retail /predictions

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Businesses losing billions to poor quality software, putting many at risk for 2023

Businesses are losing billions due to poor quality software. And, as the economy tightens and skills remain scarce, this is likely to get worse, forcing them to pay to fix avoidable problems and resulting in stalled growth. According to the Consortium for Information & Software Quality (CISQ), poor software quality cost US organisations $2.08...

/devops /predictions

Retired Member

Retired Member 

Inflation and operating model optimisation

Rising inflation across the US, UK and the Eurozone is creating massive pressures across global markets. We’re seeing a reduction in the breadth of credit products, like mortgages, as they become more unaffordable, which leads to a reduction in volume and profitability as net interest margins are squeezed. Defaults are increasing – and will continu...

/markets

Chris Principe

Chris Principe CEO at APB, Inc.

eTRADE eMBRACEING eCOMMERCE

eTRADE eMBRACEING eCOMMERCE Trade, acquiring things we need and want, is the oldest profession known to man. Now I know what everyone thinks of as the oldest profession, but that would not be possible without trade. Over many centuries trade has evolved and adapted to our changing world. Trade is still alive in all its forms. From barter to bargai...

/payments /wholesale

Justin Van Til

Justin Van Til SVP of Product, Marketing & Strategy at QUODD

Market Data Inflation: Reaching a Tipping Point

The inflationary environment is hitting all corners of the economy. Yes, even financial services companies. Perhaps nowhere is this more evident than in the cost of market data. The challenge for financial institutions – and by extension, their wealth management servicing platforms – is that this information is not a discretionary purchase that th...

/wealth /predictions

Gilbert Verdian

Gilbert Verdian Founder and CEO at Quant

A sound regulatory approach for digital assets

New rules, like the UK’s Financial Services and Markets Bill and the EU’s Crypto-Assets Regulation (MiCA), should be welcomed, argues Quant’s Founder and CEO, Gilbert Verdian. Republished with the permission of Thomson Reuters Regulatory Intelligence. Over the last five years, investment in cryptocurrency increased from $100 billion to a market cap...

/regulation /crypto

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