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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Steve Wilcockson

Steve Wilcockson Product Marketing at Quantexa

The Non-Contradiction of Proprietary Finance and Community Open Source Programming

I work in financial services, typically quantitative technology applications. A recent employer of mine was an imagery company, providing satellite and drone-sourced data into finance and insurance. In this heady mix of finance and space, I worked with people from defence, aerospace, geospatial, surveying and satellite communications backgrounds w...

/ai /devops

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Real-Time Payments. The Winners, Losers and Barriers to Innovation

Immediate Payments, Real-Time Payments, Faster Payments – wherever you are in the world you probably have a term for it, but whatever that is, Real-Time Payments (RTP) is probably spreading faster than any other previous payments initiative. There is good reason for this. RTP offers many benefits and everyone wants to be the first to penetrate new...

/payments

Retired Member

Retired Member 

Intelligent cash management: the new now

The Daily Telegraph recently reported that many of the new graduates hired at the Bank of England have accounts with the challenger banks and observed that some incumbent, traditional banks are now building their own digital banks. One reason why the younger generation are attracted to challengers – setting aside whether they are ‘digital native...

/retail

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Traditional banks face up up-hill struggle with business customers

A businesses strategic success is often underpinned by the services and reliability of the bank that serves their organisation. Until now, traditional banks have continued to lead the way. In fact, a survey recently conducted by Pega on 340 businesses that use credit and lending services reported that traditional banks would be the first choice f...

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

High Frequency Trading: The most morally grey Fintech of them all

High Frequency Trading or HFT for short has been around pretty much ever since the financial industry found out what computers were and started incorporating them on exchange floors, big boiler room offices and various other parts of their business operations. The idea is that modern finance is practically impossible without the fast-calculating, f...

/inclusion

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

Building Customers Rewards Program With Blockchain

Coca-Cola has always been a master of branding and innovation when it comes to marketing. In 1887 Coca-Cola was the first company to create a handwritten coupon offering consumers a free glass of Coca-Cola. Between the years of 1894 and 1913 about 1/9th of Americans had received a free Cola. This method is credited to Coca-Cola being in every stat...

/devops

Retired Member

Retired Member 

Remittance and migration trends within Africa

Africa has one of the world’s most mobile populations, and African nations account for a large and growing slice of the global remittance market. In 2018, the World Bank reported that remittances to sub-Saharan Africa grew by almost 10% to $46 billion. African migration has been rising steeply in recent years, fuelling the growth of cross-border f...

/regulation /inclusion

Julien Rey

Julien Rey Director, Derivatives Data & Valuation Services at IHS Markit

Disruption in the repo markets

The US repo market took center stage last Tuesday, September 17 when a confluence of factors temporarily slowed down banks' cash spigots and drove overnight repo rates to as high as 10%, which led the NY Fed to inject large amounts of cash into banks, through their overnight repo facility, not seen since the days following September 11, 2001. Unli...

/regulation

Retired Member

Retired Member 

Analysing the vital contribution of remittances to low and middle-income countries

The United Nations estimates that there are more than 258 million expats worldwide who send money to their home countries. These remittances support more than 800 million families, including those living in low and middle-income countries (LMICs). World Bank data reveals that remittances to LMICs reached $529 billion in 2018, a growth of 9.6% com...

/inclusion

Retired Member

Retired Member 

How consumer behaviour shapes trends within the remittance industry

Customer experience is fundamental to the payments industry and when it comes to the remittance industry, most senders and receivers attach an emotional quotient to the transfer of funds. Unlike payments, where money is exchanged for a service or product, remittances are usually personal and emotional transactions. Remitters send money to their ho...

/inclusion

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