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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Retired Member

Retired Member 

Is your AI responsible enough?

As banks think about applying machine learning and Artificial Intelligence (AI) technologies, they have to remember that they have a responsibility towards their customers and society - all of this in a manner that's transparent and traceable. Banks are also answerable to their regulators, though regulations on technologies like AI is not in par wi...

/sustainable /identity

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Health check: what the current COVID-19 pandemic means for the global FinTech industry

The current pandemic sweeping through most of the world has wreaked havoc in most areas of the economy as well as our personal lives. As schools and businesses gradually shut down, governments plead for people to stay home to contain the spread of Covid-19. With the virus showing no sign of going away, countries could remain on lockdown for many m...

/markets /covid-19

Aurélie L'hostis

Aurélie L'hostis Principal Analyst at Forrester Research

Sustainable finance: Will your firm talk the talk or walk the walk?

There’s no better time than the start of a new decade to take a retrospective look at the past and reflect on what has changed and what hasn’t. Looking back, the evidence is clear. Not only has the 2008 global financial crisis exacerbated economic inequality, it has also caused a massive reputational damage to the financial services industry. And y...

/retail /sustainable

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

VC investment strategies

FinTech investment from VCs continues to pour into the market, filling the pockets of a plethora of sub-sectors under the FinTech umbrella. 2019 saw $33.9B worth of investment, and while this is a decline from 2018’s $40.8B, it is worth noting that Ant Financials recording breaking $14B deal in Q2 of 2018 weighed in heavy into the previous year’s ...

Anthony Walton

Anthony Walton CEO at Iliad Solutions

The FCA’s View on Payments

The UK financial regulator recently released its ‘Sector Views’ report, which provides The Financial Conduct Authority’s opinion on how the sector is performing. This is their annual analysis of the way the financial environment is changing and the impact of these changes on consumers and market effectiveness. The analysis contributes to The FCA’s...

/payments /regulation

Bernd Richter

Bernd Richter SVP - FIS Impact Ventures at FIS

The EU pension dilemma: Pan-European Personal Pension to the rescue?

Pension is known in the western world as income at age and what pays the bills, when one retires from his/her job life, what was put aside during work life. But not many actually understand how much is needed to be prepared for age or may be in false hope that state pension will be enough for a living. The EU recently progressed a Pan-European Per...

/regulation /inclusion

Retired Member

Retired Member 

What does 2020 hold for Asset Management and Asset Servicing?

Looking ahead into 2020 we can expect to see continued geopolitical uncertainty, fee pressures, increasing regulatory demands and market volatility. The regulatory burden for Asset Managers and Asset Servicers continues to grow. Managers will continue to examine how they differentiate themselves in a competitive marketplace through their investmen...

/security /regulation

Retired Member

Retired Member 

2020 banking technology focus

As we enter 2020, I wanted to share what I think will be the technology focal points for Banks throughout this year. Operational Resiliency Following both the Treasury Select Committee, and the UK Regulators papers around Operational Resiliency, how firms ensure they are able to overcome operational disruptions will continue to be high on the agend...

/regulation /cloud

Sheza Gary

Sheza Gary Project Strategiest at Self Employed

What is the Likely Direction of EUR and GBP Pair

Forex rates are fickle, and subject to whipsaw pricing at any given time. The EUR/GBP currency pair is a case in point. On June 23, 2016, Britons voted for Brexit, gaining a slight majority over their opponents. In the years since, Labour and Tory party members have battled tooth and nail to come to consensus about the best path for Brexit. Prime ...

/markets

Retired Member

Retired Member 

CSDR and navigating the liquidity landscape in fixed income markets

CSD Regulation (CSDR), was first published into the official journal by ESMA in August 2014 aimed at improving securities trade settlement in the European Union on EU central securities depositories. Although some predict further delay in implementation, it is scheduled to come into force in September 2020, more than six years since it was first t...

/regulation /markets

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