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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Bernd Richter

Bernd Richter SVP - FIS Impact Ventures at FIS

The EU pension dilemma: Pan-European Personal Pension to the rescue?

Pension is known in the western world as income at age and what pays the bills, when one retires from his/her job life, what was put aside during work life. But not many actually understand how much is needed to be prepared for age or may be in false hope that state pension will be enough for a living. The EU recently progressed a Pan-European Per...

/regulation /inclusion

Retired Member

Retired Member 

What does 2020 hold for Asset Management and Asset Servicing?

Looking ahead into 2020 we can expect to see continued geopolitical uncertainty, fee pressures, increasing regulatory demands and market volatility. The regulatory burden for Asset Managers and Asset Servicers continues to grow. Managers will continue to examine how they differentiate themselves in a competitive marketplace through their investmen...

/security /regulation

Retired Member

Retired Member 

2020 banking technology focus

As we enter 2020, I wanted to share what I think will be the technology focal points for Banks throughout this year. Operational Resiliency Following both the Treasury Select Committee, and the UK Regulators papers around Operational Resiliency, how firms ensure they are able to overcome operational disruptions will continue to be high on the agend...

/regulation /cloud

Sheza Gary

Sheza Gary Project Strategiest at Self Employed

What is the Likely Direction of EUR and GBP Pair

Forex rates are fickle, and subject to whipsaw pricing at any given time. The EUR/GBP currency pair is a case in point. On June 23, 2016, Britons voted for Brexit, gaining a slight majority over their opponents. In the years since, Labour and Tory party members have battled tooth and nail to come to consensus about the best path for Brexit. Prime ...

/markets

Retired Member

Retired Member 

CSDR and navigating the liquidity landscape in fixed income markets

CSD Regulation (CSDR), was first published into the official journal by ESMA in August 2014 aimed at improving securities trade settlement in the European Union on EU central securities depositories. Although some predict further delay in implementation, it is scheduled to come into force in September 2020, more than six years since it was first t...

/regulation /markets

Retired Member

Retired Member 

Top 3 trends that will influence Wealth Management in 2020.

Wealth management is transforming faster than most professionals realize because the industry’s customer base is changing. Three trends are driving a paradigm shift in wealth management that will become clear in 2020. The most visible trends are the rise of intergenerational wealth, and the growing number of high-net worth women. For example, the

/ai /wealth

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Will tech giants ever fully penetrate the financial services space?

While FinTech start-ups have been showcasing their rapid dynamism and proving themselves to represent a real threat to traditional financial institutions, in recent years, and even months, it has become increasingly difficult not to address the elephant in the room. Big tech companies such as Amazon and Google, have been dipping their toes into th...

Retired Member

Retired Member 

The synergy between remittances and globalisation

An appropriate time to talk about remittances and their effect on globalisation is right now. According to industry reports remittances have almost overtaken Foreign Direct Investment (FDI) as the largest source of foreign capital inflow in low and middle-income countries. As the number of people living outside their country of birth increased f...

/inclusion

Retired Member

Retired Member 

Multi-cloud in Financial Services

This year’s Enterprise Cloud Index report, reported that financial services outpaced all other industries in the adoption of hybrid cloud reaching 21% penetration today, compared to a global average of 18%. Whether it is purely with the public cloud providers, or more typically in a hybrid cloud model, utilising a mix of private cloud capabilitie...

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

What trends will shake up the Banking Tech sector in 2020?

In the past year, we’ve seen technology play a huge part in shaping the banking industry landscape, from emerging fintechs to new solutions facilitated by Open Banking to the latest AI tools. With such progression happening throughout the sector, we are sure to see more disruptive trends emerge in the new year. So, what can we expect? Challengers ...

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