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The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.
For the best part of the past decade the use of cash for day-to-day transactions has been declining as people became more confident using Chip & Pin, contactless and mobile options, as well as inc...
COVID-19 has rapidly accelerated digitisation of the customer experience, particularly with respect to how consumers shop, pay and bank. The shift to digital channels has been an important lifeline fo...
On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback t...
Investors and coin collectors now have something to look forward to. In early October, the US Mint unveiled the design of the new American Eagle Gold and Silver coin designs, which will come to market...
High-frequency trading is a financial innovation that deals with the use of computer software tools to carry out numerous transactions at the drop of a hat. It is a fintech and is also known as HFT. I...
When it comes to financial technology, trust is everything. You wouldn’t hand your wallet to a stranger, just as you wouldn’t share your financial details with just any digital application. Your user...
Illegal financial activities are some of the most common issues the governments of different countries have to face and that is why there are more and more new ways and methods of dealing with this is...
Digitalisation can radically change the debt assistance and administration into a more people-oriented approach in the Netherlands All signals are on red in the debt sector[1]. The sector is all abo...
My love affair with cash started with my parents. I was born in the 1950s, entering the world just as the UK was finally leaving World War 2 rationing behind. In those far off days, there was plenty o...
The Coronavirus economic crisis is putting already financially distressed households in much greater distress. It als presents an enormous challenge for nonprofits and government agencies that must im...
In 2018 LINK, the network which connects all cash machines in the UK, announced plans to cut the fee that banks pay for cash withdrawals by 20%. We warned at the time that this would have a disastrous...