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Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.
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James Piggot Product Analyst at Finastra
I had a couple of good user experiences over the past couple of days, they may seem like small beer to some people but to me they point to a bright future... One was I wrote an email in Gmail that mentioned "... I have attached a PDF with the latest summary...". I then hit send but forgot to attach the PDF. The response from Gmail was to...
09 July 2018 /ai
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
As the pace of change continues to accelerate faster and faster, it has become overwhelmingly clear that training is no longer fit for purpose, to address the ever-widening knowledge gap. This is not to say that training is superfluous, but it should not be deployed when there are viable alternatives that are more efficient and effective and opera...
30 June 2018 /ai /regulation
Naresh Kurup Director - Marketing at CustomerXPs
Fintech has brought unprecedented disruption in the financial services ecosystem. While traditionally, fintech was used for back office functions by leveraging software to help banks manage customer databases, execute transactions and handle accounts, today it has DIY modes where customers rely less on a brick and mortar bank for their banking nee...
30 May 2018 /retail
Retired Member
Many people have attempted to become the next great trader. They try assets like cryptocurrencies, or futures, or options and soon find out that it isn’t as easy as they originally thought. They run into many of the same problems. Problem: Not enough cash. I recently lost some personal cash on short-term volatility. I knew it was a gamble. I should...
29 May 2018
Humans are short-term focused Ever since we were little, our (grand)parents have been pushing us to save more money for unexpected costs. The funny thing is that although many of us understand the concept of ‘saving for a rainy day’, we are still tempted to spend our money on short-term happiness such as luxury goods, holidays and restaurants. Why...
08 May 2018 /ai /inclusion
After so much innovation and disruptive technologies, the issues surrounding legacy systems still prevail at scale. For example, Global Banks are spending around US$220bn a year on IT expenses, with over 70% spent on maintaining legacy systems. These huge legacy maintenance costs are delivering less each year as the complexity of needs increases,...
20 April 2018 /ai
Within the financial services arena, cost cutting is still a major driver. But what else is creating the perfect storm for Fintech providers and their clients alike? Or is it all just hype? Rapid response – Constantly changing regulatory requirements, customer attitudes and the growing adoption of digital services are all forcing firms to be more a...
13 April 2018
As the millennial generation begins to enter the stage in their lives where they make larger purchases, invest, and buy property, they are finding that the traditional banking services their parents relied upon do not meet their needs. With smartphones never far away and the internet always accessible, they are seeking financial services that mee...
11 April 2018
Since the beginning of online services, lawyers have been the major influence upon the customer consent process. Their preferred instrument is to produce dense content, such as terms and conditions, combined with a tick box for the customer to acknowledge they have read, understood and given their consent. In practice, most people don’t read this ...
30 March 2018 /ai /regulation
Simon Barnby CMO at Archax
In today’s fast paced, cost-conscious world, marketing often gets overlooked–and yet for small and growing firms in particular, it is a vital activity that needs to be done. And needs to be done well. New FinTech firms, for example, are often trying to establish themselves on the global stage and get across sometimes complex messaging to an audienc...
12 March 2018 /startups
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