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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Retired Member

Retired Member 

Elevating trust with lessons from the past

In 1852, Elisha Otis invented the safety elevator. If the hoisting rope broke, its safety mechanism automatically brought it to a halt – as he demonstrated to dramatic effect at the 1854 world fair. As detailed in Lifted: A Cultural History of the Elevator, the American inventor stood on a platform high above the audience, before making the order ...

/retail

Retired Member

Retired Member 

Super Apps and Financial Services: How Can Banks Catch Up With the Trend?

Super apps are just appearing in the US and European countries, while in the Asian-Pacific region they already became a natural part of daily routine. So what are super apps and what is so special about them? The term “super app” was introduced in 2010 by the BlackBerry founder Mike Lazaridis. He defined it as a closed ecosystem consisting of mul

/devops

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

FINTECH - REGTECH - HOW ABOUT SALES?

According to Norm Brodsky and Bo Burlingham, authors of the brilliant book “Street Smarts, an all-purpose tool kit for entrepreneurs”, a fairly common problem with most entrepreneurs is what they call a “sales mentality”. By that they mean the entrepreneur’s preparedness to sell a product or service at any price, with a small or even negative marg...

/startups

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

How to find great collaboration between fintech and banks

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyprus. The panel was in the hands of an excellent moderator Peter Oakes. The title of this challenger session was: “Bank vs Fintech — Competition or c...

/startups

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

The necessary -?- evil -?- called sales

Headline in Flemish financial newspaper "De Tijd" last Thursday : "Gents Teamleader neemt gas terug in buitenlandse expansie". Translated : Ghent-based Teamleader slows down international expansion". Teamleader, so-called specialist in sme-software, shuts down its sales offices in Paris, Berlin, Madrid and Milan, because &...

/startups

Paul Dawson

Paul Dawson Researcher at NHS

Theranos, Lean Start Ups and How to Alienate Customers

Start ups are hard. When my mind prematurely wanders off to success I have to stop myself and focus on my product and service. I do know what my values are and what I hope to achieve and I am committed to making the invoice processing system in the UK paperless and smooth. I know my goods and service inside and out, I have a solid grasp of my m

/startups

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

Christmas Books: For the Entrepreneur in your life

For most people starting their own business is pretty daunting. Luckily bookstores are awash with books to guide, advise and stop you making mistakes along the way. In some ways there is too much choice! So in case you are looking for some last minute presents for the entrepreneur in your life, here are four suggestions. I have no relationship to ...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Is all data MyData?

All data is somebody's data. Not really owned - but somebody is having the often exclusive right to use it. Sometimes alone, sometimes together, sometimes the right to alter and delete it, sometimes no right to change or delete it. What will happen next - when GDPR is a? strong foundation and MyData.org - the global movement (now also legally inco...

/ai

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Real Time Economy on EU top agenda

Loud and clear - Timmerman's horizontal responsibility (see page 40) https://ec.europa.eu/info/sites/info/files/refit-platform-opinions-v26november2018_en.pdf With GDPR and MyData.org gearing up we will see a rapidly growing stream of RTE-data showing up in Life-event-driven service design. This can become a huge movement once people realize that ...

/inclusion

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Italian government decides on path out of Budget dispute with the EU - with a FinTech innovation

The bridge over the Rubicon has been built and we now just wait for Caesar to cross it - key decision-makers in Rome have decided how to get themselves out of their impasse between their proposed Budget and EU Fiscal Stability rules. They have made up their mind to issue a parallel currency denominated in Euro in 2019, in the form of banknote-sized...

/wholesale

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