Join the Community

21,448
Expert opinions
43,646
Total members
358
New members (last 30 days)
134
New opinions (last 30 days)
28,507
Total comments

Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Brad Hyett

Brad Hyett CEO at phos

How has SoftPoS evolved throughout the years

With the help of SoftPoS, also referred to as "Tap to Pay" technology, retailers and vendors can transform phones and other mobile devices into contactless payment terminals. For smaller businesses, this means cost savings over traditional POS terminals, i.e. costly chip and pin machines. Meanwhile, larger retailers can rapidly increase...

/payments

Stan Cowan

Stan Cowan 

How to Accelerate Your Real-Time Fraud Detection

According to a recent survey from PYMNTS, over 71% of executives are significantly interested in real-time payment systems. It’s easy to see the value in near-instant transactions – faster account openings, purchase confirmations, fund transfers between banks, amongst others. These benefit businesses, consumer and financial institutions (FIs) Even...

/payments /crime

Fatemeh Nikayin

Fatemeh Nikayin Co-Founder at Rivero

The Card Payments Value Chain Analysed (Part I)

On first inspection, the card payments industry appears to be a mismatch of service providers covering similar functions. However, each firm has an important role in the card payment process. From customer sales to transaction bookings, a breakdown of the card payments value chain is overdue. Locking Down the Customer The crucial first step in the...

/payments /regulation

Brad Goodall

Brad Goodall CEO at BANKED

Preventing mobile payment fraud

While the rise of mobile devices has streamlined transactions worldwide and made consumers’ lives easier, the dark side of this growth is that mobile payment fraud has only become more sophisticated. Back in 2007, only a third of people in Great Britain used mobile banking – now, that figure is over 90 per cent. Alongside this growth, there has b...

/security /payments

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

The Rise of Untapped Markets and Emerging Economies

An incontrovertible key to the rise of e-commerce globally has been payment gateway providers’ facilitation of e-commerce products, services, and purchases in untapped and emerging economies. We expect e-commerce volume and values in emerging economies to grow considerably as technology continues to facilitate merchant supply chains and champion c...

/payments /markets

Brad Goodall

Brad Goodall CEO at BANKED

How to reduce online payment fraud without adding too much friction

Back in 2002, the fraud losses related to eCommerce fraud on UK-issued debt and credit cards amounted to 28 million pounds. Decades later, that number continues to skyrocket, with the annual losses hitting 376.5 million pounds as of 2020. During the pandemic, as people spent more time online than ever, there were new waves of online crime. Ove

/payments /crime

Thomas Mueller

Thomas Mueller Co-Founder & CEO at Rivero AG

Fraud increases among neo-banks - what’s going wrong - and how can banks mitigate risk?

Rates of fraud have continued to soar in the latest 3-year period studied by the UK’s Financial Ombudsman Service (FOS), and neo-banks account for the bulk of increases. This has confused industry observers as one of the benefits of neo-banks is reportedly greater transparency and control over transactions. However, it now appears likely that thes...

/security /payments

Craig Brightly

Craig Brightly Head of Sales & Account Management - Europe at Trust Payments

How contactless technology is redefining the traveller experience

The imminent Covid-19 pandemic in 2020 created significant disruptions for tourism. Many businesses closed, and the hospitality and travel sectors came to a halt. The pandemic had a substantial impact on businesses in this sector where cash was a relatively common means of payment. As a way of aiding social distancing, card payments were encourage...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

The 12 trends of Christmas: The payments sector

With the year coming to a close we take a look at 12 trends of the payments sector for Christmas and beyond! Day 1 Growth of embedded finance: “Expected to reach highs of $230 billion in 2025 embedded finance will see a 10x growth since 2020” - Forbes. Day 2 In time… real-time: A focus for the last few years, payments sectors will move further towa...

/payments /markets

Philippe Vappereau

Philippe Vappereau General Manager at Calypso Networks Association

Four priorities for transport ticketing payments in 2023

The aftermath of the Covid-19 pandemic, coupled with increased inflation and the rising cost of living has forced the transport industry, like many others, to adapt. Therefore, as we enter 2023, public transport authorities and operators should change their priorities to meet customer needs, such as the increased demand for contactless ticketing p...

/payments /sustainable

Now Hiring