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Finance 2.0

A community for discussing the application of Web 2.0 technologies to financial services.

Paul Penrose

Paul Penrose Head of Research at Finextra

Children of the revolution

I took delivery of a new home computer this week. First task: set up the Internet connection, download Firefox and check my e-mail. I then let the kids (ages 9-16) loose on the machine. First task: log-on to social network and download the open source equivalent of MSN for instant messaging. E-mail? That's so last century. This is the next generat...

/retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Finextra equals community

Financial Insights has issued a briefing note on the social networking phenomenon and the opportunities and threats posed to financial institutions. The study seeks to provide a framework that defines social networking for the financial services industry, as well as provide guidance to fintech software houses and infrastructure vendors and invest...

/retail /wholesale

Retired Member

Retired Member 

Valuation 2.0

Valuing companies is always great fun. Ask 100 different analysts and you will likely hear 100 different numbers. Even with reasonably good transparency and sound forecasting methodologies, the final value is highly subjective. The short answer is simple: a company is worth what someone will pay for it. The end. Things have become far more challe...

Steve Ellis

Steve Ellis Founder at Finextra Research

What's the story with Zuzzid?

Jeremiah has a post reviewing the efforts of insurance companies which are exploring social media. He is uninspired. He rates one of the most promising as a UK insurance service and price comparison site - zuzzid.co.uk - which is nicely constructed, but curiously is an initiative by Norwich Union, although you have to look very, very closely to sp...

Paul Penrose

Paul Penrose Head of Research at Finextra

Do you Web 2.0?

Enterprise spending on Web 2.0 technologies will surge over the next five years, growing 43% each year to reach $4.6 billion globally by 2013, according to a new report from Forrester Research. Currently, large businesses are spending more on employee collaboration tools than customer-facing Web 2.0 technologies, but Forrester expects that trend t...

/retail

Retired Member

Retired Member 

Which banks are embracing social media?

Recently Steve Ellis asked why more banks aren't stepping up to the challenge of social media. It's true, few banks seem willing to embrace social media and other Web 2.0 tools, but there are a few innovators taking the first steps in Australia. Bryan Inch is one of the few Australian bankers blogging regularly to customers. As head of financial ...

Steve Ellis

Steve Ellis Founder at Finextra Research

Slow moving banks are losing customer mindshare

I understand the constraints that banks face when trying to embrace different aspects of social media - the regulatory concerns - all the organisational and cultural issues they have to overcome... but even then, even after accepting all those issues, I am amazed more banks haven't stepped up to this challenge. Social media offers huge opportuniti...

Steve Ellis

Steve Ellis Founder at Finextra Research

Fynanz: peer-to-peer lending for an illiterate generation

I take it back, I take it back. No, not all modern students are illiterate. I blame the worldwide shortage of decent urls and a lack of respect for vowels. Still, from Monday this week students (in just a couple of US States, for now) have had the opportunity to finance their days of loafing and Teletubby watching through a new peer-to-peer lending...

/retail

Steve Ellis

Steve Ellis Founder at Finextra Research

Intuit needs to find a new business model

And that needs to be SaaS based. Well, that's what Sramana Mitra thinks.

/retail

Paul Penrose

Paul Penrose Head of Research at Finextra

The new, new banking

Research from ComPeer suggests that demand for financial advice has slipped sharply in the past four years. In the research among 2000 adults, respondents were asked who they regarded as their main financial services advisor. An identical question was asked in June 2003 and big changes between the two surveys are found: Far fewer people have a f...

/retail

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