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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Verifiable credential for Christmas

Thanks to Findynet.fi/en I got this very topical valuable verifiable credential https://www.linkedin.com/posts/bo-harald-4768b51_activity-7275404526520594432-jpI4?utm_source=share&utm_medium=member_desktop Merry Christmas and a Happy Credential-filled New Year Bo

/retail /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Hot topic - to say the least

EU is being accused of regulating too much - even if California copied GDPR. Then Harari is describing the AI-driven future's many dangers in NEXUS to millions of readers. The pressure to do something - starting from a proper x-Atlantic analysis - is growing. To me the ongoing rollout of the EUDI Trust Infrastructure with wide identity (all needed ...

/retail /identity

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Accessing New Opportunities for Digital Payment Growth in India

India's transition to a digital payment powerhouse has been remarkable, driven by the success of platforms like UPI, mobile wallets, and the e-commerce boom. Yet, the journey is far from over. Numerous untapped opportunities exist to further accelerate the growth of digital payments, paving the way for a more inclusive and efficient financial ecos...

/payments /markets

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Banks Beyond 2025: Seven Digital Banking Trends to Elevate Financial Brands

In a world where anyone can create a banking, fintech or e-wallet app, digitalization is no longer a differentiator of financial brands. The real challenge now is building a brand's digital experience that goes beyond basic functionality—an experience that bridges the financial brand with customers’ values, emotions and long-term aspirations. The...

/ai /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EIDAS = economy of repetition - and so much more

How much stress and cost is not generated when we have to dig through piles of paperwork and mail endless PDFs to prove who you are, what qualifications you have and what powers you have to act - on behalf of your employer, your football club, your children, your parents etc.. Digital credentials from (issuers) and to (holders and then to verif

/retail /identity

Alex Kreger

Alex Kreger Founder & CEO at UXDA

How Financial Brands Lose Their Identity in the Digital Age

The digital transformation in banking—once hailed as the panacea for accessibility, efficiency, and growth—has inadvertently plunged many into a sea of sameness. The widespread adoption of templated designs and standardized user interfaces has led to a relentless pursuit of functionality over individuality. This shift has cost financial institutio...

/retail /identity

Darren Carvalho

Darren Carvalho Co-Founder and Co-CEO at MetaWealth

The Future of Wealth Management: Pension Funds and the Promise of Tokenized Assets

In an era where technology is reshaping industries, wealth management is experiencing its own quiet revolution. Tokenized assets, driven by blockchain technology, are redefining how wealth managers approach investment strategies, offering transformative possibilities for institutional players like pension funds. This evolution is more than a techn...

/wealth /crypto

Nkiru Uwaje

Nkiru Uwaje Co-Founder and Chief Operating Officer at MANSA

The Role of Liquidity in Cross-Border Payments

For decades, cross-border payments have faced persistent high costs, delays and operational complexity, relying on a chain of intermediary institutions that make global transactions slow and expensive. In an attempt to disrupt this status quo, fintech introduced prefunded models, enabling faster and low-cost transactions by holding funds in local a...

/payments /crypto

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

We have hammers - for so many nails

Only half-way through Harari's Nexus - so I should perhaps suspend comments. But judging from the book's index he has unfortunately not included any references to the work in Trust over IP, Self-sovereign Identity and MyData based EU legislation (making GDPR useful) and Linux founded Open Wallet Foundation. I did try to call his attention to th

/ai /identity

Hugo Gomez

Hugo Gomez Co-Founder & CEO at Bourgeois Bohème

For Family Offices, Embedded Payments Can Revolutionize the Management of Multi-Generational Wealth

With the great wealth transfer well underway, major changes are looming on the horizon in the family office landscape. These institutions — created to manage and preserve wealth across generations — are now facing several challenges, particularly as they are now overseeing diverse, cross-border assets. Additionally, they are aiming to adapt to th...

/payments /wealth

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