Community
A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
As the owner, you will also give up ownership if you leave this group.
Ron Delnevo Chair at UK Cash Supply Alliance
I am a decisive person. I favour action over endless debate and discussion. Winston Churchill said “Meeting jaw to jaw is better than war.” BUT, certainly in the UK, we “jaw” too much and get too little done. Look at the expansion of Heathrow.... EXACTLY. When I write my book, exposing the failures of others and glorifying myself ( that’s what biog...
01 June 2019 /payments /retail
Thomas Pintelon Head of Strategy at Capilever
In this blog we investigate the potential risks linked to democratizing asset based lending to a larger retail and SME audience. In principle, when customers lend against their (liquid) investment assets at the bank, the scoring of the credit can be done on an objective basis, based on the valuation of the assets blocked by the bank. Therefore a bi...
29 May 2019 /inclusion
Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...
20 May 2019 /inclusion
Tim Simon CEO at Madiston plc
Peer to Peer Lending and many other online direct lending software models are changing. We have studied different models in the online loans market for over a decade and there have been significant shifts away from lenders’ self-selecting their loans; visible loan auctions; and highly parameterised lender auto-lending tools. Why the change? Beca...
16 May 2019 /retail
Retired Member
Ever since stablecoins appeared on the horizon as a viable solution to the many problems faced by industries attempting to integrate cryptocurrency into their work, we’ve seen some additional potential problems crop up as a result. Volatility is probably the most notable example, as it can have some serious implications for the long-term developme...
02 May 2019
Jose Pierre CEO at Marketware International, Inc.
Artificial intelligence (AI) continues to be one of the most popular technologies among business executives in decades. Increased pressures on financial services organizations is driven in part by investors’ enthusiasm for digital capabilities. This has fueled the need for well-planned transformation strategies to innovate in order to enhance th...
16 April 2019 /ai
When you are investing and strive for a higher ROI, whom do you address? As a rule, you reach out to a team of wealth advisors. That means meeting regularly with those financial consultants to discuss your ventures and make adjustments to your investment portfolio. This process is time and money consuming and can be frustrating, as well. This does...
15 April 2019 /ai
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
The growing recognition of new value creation from using chatbots has amplified market hype, even though there are many genuine cases delivering benefits. This growing momentum has cultivated a populist belief that natural language processing, powered by machine learning, is fit for purpose in any context. Furthermore, it has cultivated a sense-mak...
09 April 2019 /ai /regulation
Jeremy Light Co-founder at Fourdotzero
Domestic Payment Interoperability – A Fading Prospect Cross-border interoperability of domestic real-time payments systems was a hot topic a few years ago, but seems to have gone off the boil – possibly due to the reality of bedding in new real-time payments systems and the challenges of domestic adoption – from the USA, to Europe, to Asia to Aust...
09 April 2019 /payments
Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank
Some history behind it Since fiction has roots in our society, far deeper, most of us can imagine. Do you know the first recorded futuristic fiction work written in Modern Age of reason era was written by Thomas More and the name (I am sure some will be surprised to know) was “Utopia” published in 1516 AD? Though the topic of this novel was more f...
30 March 2019 /security
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.