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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Chris Hopwood Founder & MD at FS Partnership
A wise man once said: “If I was down to my last dollar, I’d spend it on public relations.” It’s a quote often attributed to Microsoft founder Bill Gates, though there’s some debate over whether he actually said it. Whatever the truth, it’s fair to say the comment has become a marketing world urban myth with origins dating back more than a decade. ...
06 December 2022 /startups /predictions
Steve Morgan Banking Industry Market Lead at Pegasystems
In this tough economic climate, there’s no doubting that customers are looking for ways to minimise expenses wherever possible against the rising costs of living. Banks have a key role to play in supporting consumers and especially those most vulnerable who are struggling to afford basics such as rent, energy and food. People don’t forget poor se...
23 November 2022 /payments
Retired Member
The UK economy is struggling amid a cost-of-living crisis with millions of households in economic hardship. The change of leadership with the appointment of Rish Sunak as prime minister has raised discussion on how the economy can be kickstarted. An area which has been highlighted is the UK’s low productivity levels. Nothing is more important to a ...
26 October 2022 /payments
Anthony Walton CEO at Iliad Solutions
Since its launch more than 40 years ago, SWIFT’s international banking operations seminar (Sibos) has become renowned as the go-to gathering for anyone seeking to understand the latest developments in financial services. And this year’s event in Amsterdam between October 10 and 13 didn’t disappoint. Understandably, digital innovation was high up ...
21 October 2022 /payments /sibos
Niall Haughey Founder at To Graze Limited
Peer to Peer or P2P models in Fintech were one of the earliest to take hold post Financial Crisis. Some companies flourished and some got stuck. The asset base of Agriculture lends itself quite well to a collateralised P2P model and there are some excellent examples in the sector to consider: Acre Trader in the US have created an entire category a...
17 October 2022 /sustainable /startups
Embedded finance and retail go hand in hand and this is no different in Ag retail. Correct Agriculture Retail. This is important as this sector is worth $56bn in North America alone and some estimates claim 90% of payments are still made using paper checks. However, a recent SPAC proposition to combine an ag retail footprint in Brazil (Lavoro) wit...
06 October 2022 /sustainable /startups
Six months ago preparing for SIBOS, the biggest elephant in the room for what’s keeping bankers up at night was probably sanctions. How Western governments have ratcheted up sanctions against Russians and Russian businesses will still be a big topic of SIBOS but another issue is waded into the debate, namely inflation. At last year’s SIBOS, inflat...
29 September 2022 /sibos /devops
Any bank that wants to create applications, for everything from sending customers a newsletter to onboarding a new client, may think hard coding is the best thing to do or the only option they have. Let me give you three reasons they should think again. Coding is expensive and time-consuming Hard coding applications can take months of programmers’...
22 September 2022 /devops
It goes without saying that today’s consumers expect activities like making a payment or checking their bank balance to be as easy and fast as possible. But the ongoing cost of living crisis also means they have a clear need for their banks to make services as straightforward as possible to access. That means banks need to invest in the customer e...
14 September 2022 /payments /devops
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. Without banks taking more responsibility and politicians r...
07 September 2022 /payments /regulation
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