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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the north...
Peer to Peer Lending and many other online direct lending software models are changing. We have studied different models in the online loans market for over a decade and there have been significant sh...
Ever since stablecoins appeared on the horizon as a viable solution to the many problems faced by industries attempting to integrate cryptocurrency into their work, we’ve seen some additional potentia...
Artificial intelligence (AI) continues to be one of the most popular technologies among business executives in decades. Increased pressures on financial services organizations is driven in part by in...
When you are investing and strive for a higher ROI, whom do you address? As a rule, you reach out to a team of wealth advisors. That means meeting regularly with those financial consultants to discuss...
The growing recognition of new value creation from using chatbots has amplified market hype, even though there are many genuine cases delivering benefits. This growing momentum has cultivated a populi...
Domestic Payment Interoperability – A Fading Prospect Cross-border interoperability of domestic real-time payments systems was a hot topic a few years ago, but seems to have gone off the boil – possib...
Some history behind it Since fiction has roots in our society, far deeper, most of us can imagine. Do you know the first recorded futuristic fiction work written in Modern Age of reason era was writte...
Our annual Business Fraud Report makes for sobering reading for UK businesses and those working in the financial sector. One in five (22%) UK businesses now report that someone has previously attempt...
Digital technology disrupts the financial industry and all bank branches could be closed by 2034. Digital disruption focuses on customer expectations and behavior, which is a game changer. We see glob...
We are now moving deeper into the data driven economy so it is necessary to reflect on the journey so far and what we see on the horizon. 1. First the Why. The Real Time Economy program has been focus...
Bloomberg recently identified an uptick in ads for in-house compliance roles at influential fintechs. Positions at the likes of Betterment LLC, Coinbase Inc and the Wealthfront Corp started to crop up...