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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. Without banks taking more responsibility and politicians r...
07 September 2022 /payments /regulation
Retired Member
Background In recent years, the Financial Services Industry has gone through a rapid and significant digital transformation journey. The need for digital technology experiences is gaining momentum in the superannuation industry and innovation is going to play a significant role in accelerating the creation of new digital superannuation products fo...
06 September 2022 /wealth /predictions
Steve Morgan Banking Industry Market Lead at Pegasystems
Go to the websites of the big High Street Banks and you come across pages devoted to innovation and technology. That’s no surprise when banks have sped up their digitisation programmes following COVID and the changing behaviour of customers. There’s a lot to celebrate and lots of evidence of banks breaking down barriers on the technologies they’ll...
19 August 2022 /payments /devops
Mykyta Grechyna
Recently, the European Parliament and the European Commission have provisionally agreed on the regulation project aimed at the cryptocurrency market called Markets in Crypto-Asset Regulation (MiCA). We can already notice certain principles by which respective authorities worldwide will highly likely regulate the crypto asset projects. MiCA is the ...
12 August 2022 /crypto
Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services
They say permanence in life is flux itself. It is more true now in 2022, in a world coming out of the throes of a Global pandemic, into a War situation and possibly at the face of a Economic recession. There is a rather fast and furious change in how we consume financial services – thanks to some of these headwinds. For decades, Insurance customer...
07 August 2022 /regulation /predictions
Digital banking has boomed over the last few years, yet cross-selling and switching has not substantially shifted. According to PWC, less than “10% of UK customers with mortgages, personal loans or insurance held them with their main banking provider”, and according to comparison site Finder, over a quarter (27%) of British adults have opened an ...
22 July 2022 /retail /inclusion
Prakash Pattni MD, Financial Services Digital Transformation at IBM Cloud
As London Fintech Week kicks off today, we are reminded of the important role the city plays in the global fintech industry. In fact, the UK fintech sector – much of it centred in London - has been going through something of a golden age in recent years, and the figures back this up. The UK registered a record year in annual fintech investment in ...
11 July 2022 /regulation /startups
John Bertrand MD at Tec 8 Limited
Scammers are after your money in your bank account and the latest UKFinance Fraud Report 2022* generated newspaper headlines below: “Britain is £3bn fraud capital of the world: Probe reveals 40m Britons have been targeted by scammers this year... but just 2% of our police are investigating the crime plague”** In fairness, bank fraud – Credit Cards,...
05 July 2022 /regulation /crime
Mark Cusack CTO at Yellowbrick Data
The ability to analyze massive volumes of data in real time and at scale can provide organizations with a strategic advantage over their competition. However, for many financial institutions, business users and IT teams have faced significant challenges. As data volumes continue to rise, their historically on-prem solutions are unable to keep up. ...
18 May 2022 /cloud
The financial industry is no stranger to innovation investment. Even before the onset of the pandemic, banks and their fintech partners had unveiled many successful innovations – from digital wallets to effortless peer-to-peer transactions. But innovation in fintech continues at a breakneck clip and traditional fintech institutions are playing cat...
02 May 2022 /wholesale
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