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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Investors are recognising the transformative power of subscription billing and billing using social network strategies, growing to billion dollar industries. After rumours that Paypal was to invest $16 million in Tradeshift, a few weeks later Zuora, a subscription billing provider, announced that it has received $20 million in a Series C round o...
22 November 2010
“Payments Rails" across the world were created on need basis, so specifically not considering the existing / proposed rails in parallel payment business and market. This was rational till a point where the boundaries between parallel payment methods were definable, discrete and distinguishable. Market is into a natural convergence track. Reve...
22 November 2010 /payments /wholesale
Brett King CEO & Founder at Moven
As of May this year, only 4% of US FDIC insured institutions in the United States had any sort of mobile play, a small subset of this group had iPhone apps, and an even smaller percentage had Android apps. We already know that mobile Internet based banking is the fastest growing interaction channel for banks today, so this level of commitment by t...
19 November 2010 /retail
Uri Rivner CEO and Co-Founder at Refine Intelligence
Two years ago I wrote about Curse of the Were-Laptop, which highlighted the fact PCs are used for both personal use and work; your employees can get themselves infected outside the corporate firewall, and then just but bring the problem into the office. The good news, I said, is that it would take a while for the fraudsters to realize they’re sitt...
18 November 2010 /security
A few weeks ago ComReg, the Irish telecom regulator, made clear that organisations are neither allowed to set an opt-out for receiving e-invoices, nor force customers to opt-in on e-invoicing. ComReg is of the view that any move to e-billing should take full account of, and safeguard, the legitimate preferences and interests of consumers. This si...
18 November 2010
The Spanish government's department for telecommunications and the information society has launched an initiative to support the adoption of electronic billing by businesses and citizens. www.lafacturaelectronica.es is a new internet portal launched to raise awareness of the advantages of online invoicing/e-invoicing. Information on e-billing will ...
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I just got a message from Finextra stating that the 1/4 million milestone has been passed (in two years). I am very grateful to all who have taken the trouble to view posts and to Finextra for bringing us together. My mission is to further development in the networked economy - contribute to new concepts, standards, collaboration, competition, tran...
18 November 2010 /payments
Purchasinginsight.com stated that B2B standards are a waste of time, a waste of energy, intellectual capacity and money. That they have no place in the business world in 21st century. And that standards are being developed as an important tool to allow businesses to leverage their investment in technology in spite of the wide variation in IT platf...
16 November 2010
Finally we have seen the impetus required to start the mobile NFC ball rolling. There is a strong likelihood that Apple will announce that the next iteration of the iPhone will contain an NFC chip, whilst Google announced yesterday at the Web 2.0 Summit that the next version of Android (Gingerbread) will support NFC. Lots of people in the media
16 November 2010 /payments
Imagine Steve Jobs saying Steve Ballmer just called him to say Microsoft decided to stop the development of Windows; that he just received a package containing the entire Windows source code; and that in what the industry will soon call the Mother of all Mergers, the two companies decided mutually to merge PC and Mac under the Apple brand. This wo...
16 November 2010 /security
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