Join the Community

23,396
Expert opinions
42,305
Total members
310
New members (last 30 days)
182
New opinions (last 30 days)
29,111
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

John Cant

John Cant Managing Director at MPI Europe Ltd

To Tweet or Not to Tweet?

Twitter has been referred to as the Marmite of social media. You either love it or you hate it. I must admit that despite being a regular tweeter, I have been having mixed feelings about this channel over the months. Some days I think it is great, when I find out something, or connect to someone that I could not have done through traditional mea

/retail

Brett King

Brett King CEO & Founder at Moven

Social Media and ROI: Sorry to disappoint you...

Thankfully, I think we are almost at the point of having serious conversations about how social media can be utilized in most organizations, rather than still asking the question "Is Social Media just a fad?". However, there are some massive misconceptions on what social media will do for the organization. As a result, often we aren't ev...

/retail

Retired Member

Retired Member 

Creating a profitable app?

“New mobile services have been established as stand-alone entities in their own right, with no integration into existing delivery channels, or indeed across other areas of the bank…The key to the successful and ultimately profitable utilisation of mobile within financial services is a clear and precise understanding of where it can add value and w...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Germany to simplify e-invoicing

The proposal states: “The requirement of authenticity and the integrity of the content will remain as abstract conditions for the sales tax approval of electronic invoices, but the other requirements for electronic invoices will be abandoned. So, there will be no technical requirements anymore that need to be meet by a German company. “As with pape...

/payments

Brett King

Brett King CEO & Founder at Moven

Is Facebook the next threat to the US Dollar?

According to current statistics, Facebook has more than 500 million ACTIVE users, 50% of whom use Facebook everyday, 200 million of these users interact via mobile daily, and around half of the Top sites in the world are integrated with Facebook. PayPal recently announced integration of micropayments into Facebook's platform. Facebook also announ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

From sending e-invoice to receiving payment in 30 minutes

AT SIBOS we heard Ossi Leikola of Nordea Bank describing how it is already today possible for an e-invoice sender to get his payment in less than 30 minutes after having sent the invoice - the target being to make it much faster. I have to confess that I felt quite proud. This is the new customer value that banks moving into extended payments can ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Linking e-invoicing to trade finance

http://www.swift.com/resources/documents/supply_trade_article_casterman_opinion.pdf André Casterman of SWIFT makes a good case for it in the enclosed article.

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Will banks do their part?

For most of us it is self-evident that unstructured invoicing is an anachronistic relic that will soon be history. It is also obvious that the solution to getting the enterprise mass market and consumers onboard is to get the banks to take their responsibility and see the more than evident business case. The arguments are well known: 1. invoicing ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Will the European Commission pass the next test?

The first recent test was to find an automatic non-political tool - steering member states away from overspending and overborrowing. The test was passed with flying colors – but was put aside (for a while) by national politics. Let us hope it gets back on track soon. The next test is to do something real – and bold – for the Single Market. Most of...

/payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Wanted: subsidies for electronic payments

Governments across the world provide subsidies for various activities. Most countries provide farm subsidies; education, health and even fuel is subsidised through government largesse. Now, to promote electronic payments, I should think governments should dish out subsidies. Governments can be creative on this one; let's say a country starts issuin...

/payments

Now Hiring