Join the Community

24,140
Expert opinions
40,674
Total members
334
New members (last 30 days)
209
New opinions (last 30 days)
29,292
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

The Platform-as-a-Service Revolution with IT management

Back in April, Forrester said the following about the PaaS market: “PaaS is the third-largest cloud category, with a market size of $820 million in 2011, and Forrester predicts steady growth as PaaS becomes a serious alternative for developing custom applications. Usage in corporate application development will take off in 2011, while service prov...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Progressive Kazakhstan - how about your country?

Kazakhstan is moving to e-invoicing with the help of the needed deadline for paper: http://bx.businessweek.com/e-invoicing/view?url=http%3A%2F%2Fwww.sharedserviceslink.com%2Ffile%2F93958%2Fe-invoicing-in-kazakhstan-from-2012.html The progressive club with public sector deadlines now include 11 countries (in some sort of chronological order of annou...

/payments

Retired Member

Retired Member 

Market Trust and Innovation

I am wondering on the origins of "market trust" and its relation to innovation. Why do some organizations create and more importantly, sustain their market trust and credibility? More specifically, I am wondering which of these factors drives “market trust” the most, why and how From "being there" for decades and having served...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

When will your country become e-id-progressive?

Canada joining the self-evident model - reuse what citizens already are used to, is secure and saves tons of tax payers money. https://www.finextra.com/news/fullstory.aspx?newsitemid=23132 When will your country join? If not soon - why not? Miserable public isolation: https://www.finextra.com/blogs/fullblog.aspx?blogid=5932 and earlier post: https...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

On fraud prevention banks need to get the balance right

Fraud prevention for financial institutions should be on the top of the agenda for banks and it seems their customers are beginning to think so too. Aite Group surveyed North American financial institutions’ fraud-prevention capabilities and found that customers are choosing those financial institutions with better security. This is a very welcome...

/security /retail

Retired Member

Retired Member 

Is privacy a dying luxury?

Earlier this summer, a story appeared in the press about a new Israeli company, face.com, which claims to provide the ability to recognise a photograph of a face on the web, create an algorithm based on measurements and then use the data to search for other pictures of the same person on sites such as Flickr and Facebook. This seems to be a tremen...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Mobile wallet - who and what will be a winner?

This week, McKinsey and EFMA issued a report on the future of mobile banking in Europe. Is it a surprise? Not exactly. What strikes me about the report is that whilst banks admit that they are not investing enough they do recognise that mobile banking is the way forward and will become the service of choice amongst consumers. What also strikes ...

/security

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

How to reap rewards of m-commerce growth

A clutch of recent news stories makes all too clear the opportunities and the challenges of the mobile payments revolution. First up, research from Barclays Corporate forecasts that m-commerce in the UK will increase from £1.3bn in 2011 to £19.3bn in 2021, or from 0.5% of total retail sales to nearly 5%. That is a huge opportunity, and as m-commer...

/payments

Brett King

Brett King CEO & Founder at Moven

The biggest threats to the banking sector

Recently I've been discussing with bankers, economists, strategists and futurists the future of the banking industry. At a time when we've got the likes of the"Occupation of Wall St" (#OWS) through to discussions in various camps about the very survival of banking as we know it, a question you might ask is how did we get here so quickly?...

/retail

Retired Member

Retired Member 

Banks Should Embrace NFC

Of the three models that I described in my last blog – credits by invoice extension, virtual credit cards by application, and virtual credit cards by NFC – which would benefit banks most? As I alluded to previously, mobile payments will involve more participants including the telco operators, technology companies, and software vendors. So, what sh...

Now Hiring