EBAday

EBAday is the annual event for European payments professionals organised by Finextra and the Euro Banking Association. This community has been created to deliver a forum for EBA delegates to exchange views on instant payments, open banking and new developments in payments processing and technology.

Daniel Szmukler Director at EBA

EBAday 2010 community blog

The EBA is keen to get community input on the key EBAday topics for 2010 and invite bankers, corporate treasurers, and infrastructure and service providers to provide their suggestions and feedback in the 'EBAday community'. We look forward to hearing your ideas on ways and means to help progress the payments business in Europe.

26 January 2010

Retired Member 

Definition of Global Recession!

Global recession is an era, in the lifetime; when expatriates revert to their hometown to revamp their citizenship.

15 July 2009 /security /regulation

Matt White North America editor at Finextra

Banking with the enemy

Interesting, if not entirely surprising, snippet from the strategic innovations in payments systems panel discussion here at EBAday. Lee Fulmer, currently with IBM, revealed that in his previous life at Hbos he refused to bank with his employer. He didn't like the products offered and so banked with the rival HSBC. Understandably the panellists wh...

01 July 2009 /retail

Matt White North America editor at Finextra

When digital natives rule the world

How banks are going to have to adapt their services to keep digital natives - people who have grown up with the Internet and mobile phones - happy was up for discussion at the strategic innovation in payments systems panel at EBAday today. There's no doubt that digital natives expect more from their technology than older immigrants so it's natural ...

01 July 2009 /payments

Matt White North America editor at Finextra

How to make Sepa 'prettier' for corporates

So, Sepa is obviously a big deal for the banking delegates here at EBAday but the corporates in attendance are a little less enthusiastic. Andreas Nestler, head of cash and treasury management at Austrian construction giant Strabag is certainly not in any rush to get it implemented. During the panel discussion on the corporate perspective on paymen...

30 June 2009 /payments

Paul Penrose Head of Research at Finextra

Time to scrap cash?

With the spectre of negative interest rates hoving into view, is it time to rethink the value of cash as a medium of exchange? Failure to do so will lead inevitably to currency hoarding as savers turn their assets into cash to avoid the deflationary effects of a move to negative interest charges. In his maverecon blog at the FT, Wiliam Buiter, a f...

20 May 2009 /payments /retail

Elton Cane Digital product delivery at News Corp Australia

Innovation in wholesale payments, beyond e-invoicing

I'm expecting that again this year there will be a lot of talk about e-invoicing at EBAday in Vienna, particularly as the expert group and EPC are working to break down the remaining barriers to widespread adoption (such as these). But beyond just the level playing field for e-invoicing, I'm looking forward to hearing more about what's being done ...

20 April 2009 /payments /wholesale

Paul Penrose Head of Research at Finextra

The PayPal Rally

PayPal in Germany recently conducted an interesting experiment to see how far you can get in the offline world using just an iPhone and a PayPal account. The firm equipped two competing teams on a trip from their hometowns to Hamburg – approximately 280 miles – with instructions that they could only pay for any goods and services they needed using ...

20 February 2009 /payments /retail

Gary Wright Analyst at BISS Research

EU Payment Services Directive

The UK Government is putting before Parliament regulations that will lead to legislation due to be enforced on the 2nd March 2009. This should breathe life into the PSD after a particularly difficult and hazardous pregnancy as banks and other vested interests having been battling away to try and ensure their businesses are protected. The PSD we ha...

12 February 2009

Gary Wright Analyst at BISS Research

Tesco's beginning to look bank like

I have written on the topic of high street stores entering banking before but it's now looking certain that Tesco will be the first to go the whole hog. The Chief Executive Sir Terry Leahy appears to be on a mission to utilise the many assets of Tesco and notably their Clubcard with all its client data, to take advantage of the gaps opening up, as...

28 January 2009 /payments