EBAday

EBAday is the annual event for European payments professionals organised by Finextra and the Euro Banking Association. This community has been created to deliver a forum for EBA delegates to exchange views on instant payments, open banking and new developments in payments processing and technology.

Retired Member 

Spain streets ahead in leading SEPA

SEPA has being having such a difficult birth, but EBA Day has highlighted that the Spanish are showing the way The presentation by Soledad Nunez, General Director of the Treasury and Financial Policy, Treasury of Spain showed how governments can lead the way with a quite staggering, 100% SEPA central government payments. In a lunchtime debate seve...

15 June 2011 /payments

Retired Member 

If you're standing still you are already falling behind

The theme of this years EBA day was 'Advancing Thought Leadership' and it was refeshing to hear the welcoming speech from the chairman of EBA stressing the importance of banks in taking a more proactive role. The need to be at the forefront of change and to explore and take a risk in leading innovation rather than standing back. A view which I wh...

15 June 2011 /payments

Gary Wright Analyst at BISS Research

SWIFT not getting it at EBA Day

SWIFT have been making lots of noise about getting corporates connected to their network. Sounds good and with SWIFT lite they appear to have a solution which has a cheap user charge for small or medium corporates however, costs are there and can be considerable. Firstly connecting to SWIFT lite by integrating to whatever legacy treasury system is ...

15 June 2011 /payments

Gary Wright Analyst at BISS Research

Where is Shareholder Power?

Banker's bonuses are still dominating the news during the results season. The banks one by one, will all declare massive profits that are virtually the same as before the banking crisis. "Crisis what crisis" is the cry in the boardrooms and they're right. In just a few short years the banks that crippled many of the worlds economies are ...

16 February 2011 /security /regulation

Douwe Lycklama Founding partner at INNOPAY

eSEPA: Online merchants speak up

ECB is putting up more pressure on the banking sector regarding online and mobile payments in their recently published 7th progress report: online payments have to be solved for Europe. In every debate on this topic I dearly miss the customer voice! In payments there are always two customers (buyers and sellers) but in the case of online payments

12 December 2010 /payments

Gary Wright Analyst at BISS Research

Whatever happened to the customer is always right?

If there is one thing financial services organisations should always do, it is to actively maintain their client relationships. It is a core function and can make or break a firm. However, in recent years, it has seemed as though many firms have been more concerned with profits and less about the needs of their clients. Any number of people can re...

18 June 2010

Douwe Lycklama Founding partner at INNOPAY

The payments landscape: the little voice in my head

Some weeks after the EPCA Conference in Disneyland some thought keep coming back in my mind: payments business will never be the same … Let me summarize: 1. people’s behaviour is continuously changing giving way for new ways of transacting. Social networks, mobile phones, growing e-commerce, businesses and supply chains integrate 2. the banking i

17 May 2010 /payments

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Do you EBADay? Well, do you?

Now that May is almost upon us, we here at Finextra HQ are busy putting the final touches on EBADay, the only European payments conference you should attend. (and that's not just because this year, we are descending on the beautiful Luxembourg.) The preliminary agenda looking at Unlocking the full potential of Sepa, has been formulated and is avail...

30 April 2010 /payments /retail

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

EBADay 2010 - Luxembourg, here we come!

Finextra HQ has been a hive of activity around planning the upcoming EBADay - to be held on the 26th and 27th of May in Luxembourg. Registration is open and the agenda has been set. It should not be a surprise to many that this year the focus will be on the Single Euro Payments Area (Sepa) as well as the Payments Services Directive (PSD) and Sepa...

04 March 2010 /payments /retail

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The trouble with payments

Last week four bank experts sat down with Lee Fulmer of IBM to discuss the intended and un-intended consequences of the Payment Services Directive, as part of Finextra ongoing FinextraLive webcast series. Amongst the 75 minutes of lively chat, our panel grappled with the idea that payments might be more trouble than it's worth for some banks. Micha...

01 February 2010 /payments /retail